Credit union · NCUA insured
Consumers Professional Credit Union CD Rates
Consumers Professional Credit Union’s best CD rate is 3.75% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Consumers Professional Credit Union’s CD rates compare
Compared with banks and credit unions near Lansing, MI, where Consumers Professional Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Consumers Professional Credit Union
3.65%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $181
Certificates of Deposit
Top rate
DFCU Financial
4.40%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $899
2nd-highest rate
Adventure Credit Union
4.35%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,373
Consumers Professional Credit Union CD score
81
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo3.60%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo3.59%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Consumers Professional Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.65%APY · 8 terms
Dividends are compounded quarterly and paid quarterly. A penalty may be imposed for early withdrawals. Fees may reduce earnings on accounts.
| Term | APY · $1,000 – $49,999 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.65% | 3.75% | 3.65%3.75% from $50k | $181 |
| 12 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.60% | 3.70% | 3.60%3.70% from $50k | $360 |
| 18 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.60% | 3.70% | 3.60%3.70% from $50k | $545 |
| 24 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.55% | 3.65% | 3.55%3.65% from $50k | $722 |
| 30 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.44% | 3.55% | 3.44%3.55% from $50k | $883 |
| 36 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.50% | 3.60% | 3.50%3.60% from $50k | $1,086 |
| 48 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.55% | 3.65% | 3.55%3.65% from $50k | $1,496 |
| 60 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.59% | 3.70% | 3.59%3.70% from $50k | $1,928 |
Sources (1)
- cpcu.co/checking-and-savings/certificates-of-deposit · captured Oct 16, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.65%APY · 8 terms
Dividends are compounded quarterly and paid quarterly. A penalty may be imposed for early withdrawals. Fees may reduce earnings on accounts.
| Term | APY · $1,000 – $49,999 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.65% | 3.75% | 3.65%3.75% from $50k | $181 |
| 12 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.60% | 3.70% | 3.60%3.70% from $50k | $360 |
| 18 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.60% | 3.70% | 3.60%3.70% from $50k | $545 |
| 24 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.55% | 3.65% | 3.55%3.65% from $50k | $722 |
| 30 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.44% | 3.55% | 3.44%3.55% from $50k | $883 |
| 36 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.50% | 3.60% | 3.50%3.60% from $50k | $1,086 |
| 48 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.55% | 3.65% | 3.55%3.65% from $50k | $1,496 |
| 60 monthsDividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply | 3.59% | 3.70% | 3.59%3.70% from $50k | $1,928 |
Sources (1)
- cpcu.co/checking-and-savings/certificates-of-deposit · captured Oct 16, 2026
Youth Certificates of Deposit
Up to 2.12%APY · 7 terms
For members up to age 18. Requires a Social Security Number, a $5 Par Value Deposit, and a Parent or Guardian Joint on the Account. Additional deposits of a minimum of $100 are allowed during term. Dividends are compounded quarterly and paid quarterly or monthly. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFor savers up to age 18. Additional deposits of minimum $100 allowed. Dividends compounded quarterly and paid quarterly or monthly. Early withdrawal penalty may apply | 1.51% | $75 |
| 12 monthsFor savers up to age 18. Additional deposits of minimum $100 allowed. Dividends compounded quarterly and paid quarterly or monthly. Early withdrawal penalty may apply | 1.61% | $161 |
| 18 monthsFor savers up to age 18. Additional deposits of minimum $100 allowed. Dividends compounded quarterly and paid quarterly or monthly. Early withdrawal penalty may apply | 1.71% | $258 |
| 24 monthsFor savers up to age 18. Additional deposits of minimum $100 allowed. Dividends compounded quarterly and paid quarterly or monthly. Early withdrawal penalty may apply | 1.81% | $366 |
| 36 monthsFor savers up to age 18. Additional deposits of minimum $100 allowed. Dividends compounded quarterly and paid quarterly or monthly. Early withdrawal penalty may apply | 1.91% | $585 |
| 48 monthsFor savers up to age 18. Additional deposits of minimum $100 allowed. Dividends compounded quarterly and paid quarterly or monthly. Early withdrawal penalty may apply | 2.02% | $831 |
| 60 monthsFor savers up to age 18. Additional deposits of minimum $100 allowed. Dividends compounded quarterly and paid quarterly or monthly. Early withdrawal penalty may apply | 2.12% | $1,104 |
Sources (1)
- cpcu.co/checking-and-savings/youth-accounts · captured Oct 16, 2026
Who can join Consumers Professional Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in one of the served counties are eligible for membership.
Membership information collected October 5, 2026.