Credit union · NCUA insured
Consumers Professional Credit Union
A $148M credit union headquartered in Lansing, MI, with 7,116 members and 3 branches in Michigan. Best rates: CDs 3.75% and savings 1.26% APY.
Consumers Professional Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#8 of 22 in Lansing, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Consumers Professional Credit Union
Consumers Professional Credit Union is a member-owned, not-for-profit financial institution operating branch locations in Lansing, Eaton Rapids, Battle Creek, and Saginaw, Michigan.
- Headquarters
- 525 W Willow St, Lansing, MI 48906-4745
- NCUA charter
- 60947
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in one of the served counties are eligible for membership.
Branches
3 branches in Michigan
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Michigan
3 branches
Lansing area · 2
- CPCU-LansingMain office525 W Willow St, Lansing, MI 48906Directions
- CPCU Eaton Rapids1515 S Main St, Eaton Rapids, MI 48827Directions
Saginaw area · 1
- CPCU Saginaw1700 Court St, Saginaw, MI 48602Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.80% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.28% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.07% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $48 | $76 | — |
- CapitalNet worth ratio16.80%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.28%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.07%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$48Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Consumers Professional Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.