Credit union · NCUA insured
Telco Plus Credit Union
A $129.4M credit union headquartered in Longview, TX, with 9,168 members and 5 branches in Texas. Best rates: CDs 3.75% and savings 0.03% APY.
Telco Plus Credit Union Carrot Score
81
Carrot Score
Higher than 56% of U.S. banks and credit unions
#6 of 18 in Tyler, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Telco Plus Credit Union
Started in 1951 as East Texas Telco Credit Union in Longview, Texas, Telco Plus Credit Union is a member-owned community credit union.
The credit union originally served employees of Southwestern Bell Telephone Company before adopting its current name in 1997.
- Headquarters
- 423 Gilmer Rd, Longview, TX 75604
- NCUA charter
- 66351
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Gregg, Smith, Harrison, Rusk, or Cherokee County.
Employers and groups
- Membership is open to employees of any of the credit union's 100+ sponsor companies.
Branches
5 branches in Texas
Loading map…
Texas
5 branches
Tyler area · 3
- 10101010 S Southeast Loop 323, Tyler, TX 75701Directions
- Tyler7395 S Broadway Ave, Tyler, TX 75703Directions
- Uthn11937 US Highway 271, Tyler, TX 75708Directions
Longview area · 2
- MainMain office423 Gilmer Rd, Longview, TX 75604Directions
- Kilgore510 E Lantrip St, Kilgore, TX 75662Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.28% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.31% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | -0.43% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $97 | $76 | — |
- CapitalNet worth ratio9.28%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.31%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets-0.43%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$97Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Telco Plus Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.