Credit union · NCUA insured
Telco Plus Credit Union CD Rates
Telco Plus Credit Union’s best CD rate is 3.75% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Telco Plus Credit Union’s CD rates compare
Compared with banks and credit unions near Tyler, TX, where Telco Plus Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Telco Plus Credit Union
3.75%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $764
Share Certificates
Top rate
Altra Federal Credit Union
4.75%APY
- Term
- 30 months
- Minimum
- $1,000
- Earns on $10,000
- $1,230
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Telco Plus Credit Union CD score
82
CD score
Higher than 58% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.40%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Telco Plus Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.75%APY · 7 terms
Membership in Telco Plus Credit Union is required. Dividend rate is fixed for the term after opening. A penalty is imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months90-day penalty for early withdrawal | 3.25% | $161 |
| 12 months90-day penalty for early withdrawal | 3.40% | $340 |
| 18 months90-day penalty for early withdrawal | 3.50% | $530 |
| 24 months90-day penalty for early withdrawal | 3.75% | $764 |
| 36 months180-day penalty for early withdrawal | 3.50% | $1,087 |
| 48 months180-day penalty for early withdrawal | 3.50% | $1,475 |
| 60 months180-day penalty for early withdrawal | 3.75% | $2,021 |
Who can join Telco Plus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Gregg, Smith, Harrison, Rusk, or Cherokee County.
Employers and groups
- Membership is open to employees of any of the credit union's 100+ sponsor companies.
Membership information collected October 5, 2026.