Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1006–1020 of 3,418 results
- Patelco Credit UnionCertificatesCD · 60 months · $250 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000intro rateRequirements
Product: Minimum balance is $250.00. Subject to early withdrawal penalties.
Offer: Dividends paid monthly.
Promotional rate · 3.45% interest rate · Effective Nov 7, 2025
Rate checked
More details - Lakeshore Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: You must deposit a minimum of $500.00 to open a share certificate. Certificates may not be added on to during their term. Withdrawals are limited to the dividends that have been deposited to the certificate. Withdrawals that affect the original amount of the purchase will be subject to a penalty. Automatically renews at the same term and the present rate offered at that time with a 10-day grace period to withdraw funds without penalty.
Rate checked
More details - United Southeast Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Dividends are compounded and paid quarterly unless stated otherwise. Membership is established by maintaining $5 in a share/savings account with USFCU. Early withdrawal from certificate subject to penalty. Dividends can be added back to your account, transferred to your credit union account, or check mailed to you each month.
Offer: 60 Month Maturity. All deposit amounts earn the same percentage yield based on the term selected.
3.46% interest rate · Effective Oct 20, 2026
Rate checked
More details - My Pensacola Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000intro rateRequirements
Product: Membership eligibility required. Early withdrawal penalty applies. Minimum deposit balance to open a share certificate is $1,000. No service fees.
Offer: Matures at current rate for the same term. Early withdrawal penalty applies.
Promotional rate · 3.45% interest rate · Effective Oct 1, 2026
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More details - Oklahoma Central Credit UnionCertificate AccountsCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: $1,000 minimum balance to maintain. Deposits are only allowed at time of opening and maturity. Penalty for early withdrawal. Membership conditions may apply.
Offer: Dividends compounded and paid monthly. Early withdrawal penalty applies. Automatic renewal at maturity for the same term with new available rate if no instructions given.
Effective Oct 16, 2026
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More details - StonehamBankCertificate of Deposit (CD)CD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Penalties may be imposed on early withdrawals. Fees may reduce earnings. Deposits are fully insured by FDIC and DIF. Rates are subject to change without notice.
3.44% interest rate · Effective Oct 22, 2026
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More details - Meritrust Credit Union – ColoradoShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: $500 minimum opening balance and minimum balance to earn APY. A penalty may be imposed for early withdrawal. Fees can reduce earnings. Fixed rate. Dividends compounded and credited monthly. Automatically renewable with a 10-day grace period.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - Metrum Community Credit UnionCertificate of DepositCD · 60 months · $500 min · 3.50%–3.60% by balance
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Low minimum balance of $500 ($1,000 / $500 for under 18 cited on p29). Terms from 6 months to 5 years. Fixed term at a fixed rate. Interest is paid quarterly and calculated on average daily balance. Early withdrawal penalties apply: 3-11 month terms= 90 days interest penalty, 12 month terms or greater= 180 days interest penalty. Federally insured to at least $250,000 by NCUA.
Effective Oct 19, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and upYour amount 3.50% $100,000 and up 3.60% Rate checked
More details - Torrington Savings BankCertificates of Deposit (CD)CD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: $1,000 minimum deposit to open. Terms from 3 to 60 months. Interest is compounded daily and credited monthly and may be withdrawn before maturity. Early withdrawal penalty: for terms from 3 months to 1 year, penalty is 3 months simple interest; for terms of more than one year, penalty is 6 months simple interest.
Offer: Early withdrawal penalty is 6 months simple interest.
3.44% interest rate · Compounded daily
Rate checked
More details - Securityplus Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Minimum initial opening deposit of $1,000. Early withdrawal penalties may apply.
Offer: Minimum Funding Requirement: $1,000.
3.45% interest rate
Rate checked
More details - First Shore FederalRising Rate CDCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000intro rateRequirements
Product: Offers the option of increasing the interest rate once during the term to the current interest rate being offered at that time. Interest credited quarterly. Early withdrawal penalty may apply. Rates may change after account opening.
Offer: Option of increasing interest rate once during term to current interest rate offered at that time. Rates may change after account opening. Early withdrawal penalty may apply.
Promotional rate · 3.46% interest rate · Effective Oct 15, 2026
Rate checked
More details - Dakota Western BankLegacy Certificate of DepositCD · 60 months · $100 min
Bank · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Offer: Ongoing contributions allowed with deposits as low as $25.
Balance cap $100,000 · Effective Oct 7, 2026
Rate checked
More details - Atlantic Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Early withdrawals are subject to penalty. 10-calendar-day grace period at maturity before automatic renewal.
Offer: Allows 1-time rate increase.
3.45% interest rate · Effective Oct 19, 2026
Rate checked
More details - Aroostook Savings & LoanCertificate of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Interest is compounded continuously. A penalty may be imposed for early withdrawal. Rates subject to change prior to issuance; fixed after issuance. Automatic renewal at maturity.
Offer: Interest compounded continuously; early withdrawal penalty may apply. Rate fixed after issuance.
3.39% interest rate · Effective Oct 21, 2026
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More details - Evergreen Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Membership eligibility applies (live, work, worship, or attend school in Androscoggin, Cumberland, Lincoln, Oxford, Sagadahoc, or York counties, or immediate relative of eligible member). Early withdrawal penalties apply. $500 minimum deposit to open.
Offer: Early withdrawal subject to 545 day dividends penalty.
3.44% interest rate · Effective Oct 8, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,418 CDs at 3,037 banks and credit unions · checked Oct 22–25
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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