Credit union · NCUA insured
Securityplus Federal Credit Union CD Rates
Securityplus Federal Credit Union’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Securityplus Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Baltimore, MD, where Securityplus Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Securityplus Federal Credit Union
3.75%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $375
Share Certificates
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
POCU of Maryland
5.12%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $382
Securityplus Federal Credit Union CD score
77
CD score
Higher than 45% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.35%
- 31–60 months31–60 mo3.50%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Securityplus Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.75%APY · 7 terms
Minimum initial opening deposit of $1,000. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum Funding Requirement: $1,000 | 2.20% | $55 |
| 6 monthsMinimum Funding Requirement: $1,000 | 3.00% | $149 |
| 12 monthsMinimum Funding Requirement: $1,000 | 3.75% | $375 |
| 24 monthsMinimum Funding Requirement: $1,000 | 3.35% | $681 |
| 36 monthsMinimum Funding Requirement: $1,000 | 3.40% | $1,055 |
| 48 monthsMinimum Funding Requirement: $1,000 | 3.45% | $1,453 |
| 60 monthsMinimum Funding Requirement: $1,000 | 3.50% | $1,877 |
Sources (1)
- securityplusfcu.org/personal/bank/share-certificates · captured Oct 22, 2026
Special-purpose accounts
IRA Share Certificates
Up to 3.75%APY · 5 terms
Minimum initial opening deposit of $1,000. Terms range from 1 to 5 years. Offered as either Traditional or Roth Individual Retirement Accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months1-Year Share & IRA. Minimum Funding Requirement: $1,000 | 3.75% | $375 |
| 24 months2-Year Share & IRA. Minimum Funding Requirement: $1,000 | 3.35% | $681 |
| 36 months3-Year Share & IRA. Minimum Funding Requirement: $1,000 | 3.40% | $1,055 |
| 48 months4-Year Share & IRA. Minimum Funding Requirement: $1,000 | 3.45% | $1,453 |
| 60 months5-Year Share & IRA. Minimum Funding Requirement: $1,000 | 3.50% | $1,877 |
Sources (2)
- securityplusfcu.org/personal/b…retirement-accounts-iras
- securityplusfcu.org/personal/bank/share-certificates
All captured Oct 22, 2026
Who can join Securityplus Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.