Bank · FDIC insured
StonehamBank CD Rates
StonehamBank’s best CD rate is 4.25% APY on a 15-month CD. Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How StonehamBank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where StonehamBank has the most branches. $10,000, best rate first.
This bank’s best
StonehamBank
4.25%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $534
Certificate of Deposit (CD)
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
StonehamBank CD score
83
CD score
Higher than 61% of U.S. banks and credit unions
- 3–8 months3–8 mo0.35%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where StonehamBank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.25%APY · 9 terms
Penalties may be imposed on early withdrawals. Fees may reduce earnings. Deposits are fully insured by FDIC and DIF. Rates are subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.35% | $17 |
| 12 months | 0.35% | $35 |
| 13 monthsSpecial CD term | 4.10% | $445 |
| 15 monthsSpecial CD term | 4.25% | $534 |
| 18 months | 3.00% | $453 |
| 24 months | 3.25% | $661 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.25% | $1,734 |
Sources (1)
- stonehambank.com/banking/saving/certificate-of-deposit · captured Oct 15, 2026
Special-purpose accounts
Individual Retirement Account (IRA) CD
Up to 4.25%APY · 9 terms
Deposits are fully insured by FDIC and DIF. IRAs are subject to limitations and/or penalties imposed by the Internal Revenue Service. Penalties may be imposed on early withdrawals. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.35% | $17 |
| 12 months | 0.35% | $35 |
| 13 monthsSpecial CD term | 4.10% | $445 |
| 15 monthsSpecial CD term | 4.25% | $534 |
| 18 months | 3.00% | $453 |
| 24 months | 3.25% | $661 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.25% | $1,734 |
Sources (1)
- stonehambank.com/banking/savin…idual-retirement-account · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.