Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 991–1005 of 3,159 results
- 3.60%APY$545 over 18 months on $10,000
Requirements
Product: Rates effective as of October 1, 2026. Penalty may be imposed for early withdrawal. Rates will normally change every Wednesday, but are subject to change at any time.
Offer: Penalty may be imposed for early withdrawal.
3.55% interest rate · Effective Oct 1, 2026
Rate checked
More details - Champions First Credit UnionCertificates of DepositCD · 18 months
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Interest compounded daily and credited monthly. 20-day grace period following maturity for penalty-free withdrawals/additions. Withdrawals within first 6 days of initial deposit incur 7-day simple interest penalty. 24- and 36-month certificates are available as step-up CDs (one-time request for higher rate if rates increase, renewing original term).
Offer: 20-day grace period upon maturity.
3.54% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Erie FCUTerm Share CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Dividends compounded monthly. Penalty may be imposed for early withdrawal. Rates subject to change.
3.54% interest rate · Compounded monthly · Effective Sep 21, 2026
Rate checked
More details - FirsTier BankCertificates of Deposit (CD’s)CD · 18 months
Bank · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Interest earned is payable by compounding, check, or transferring to an existing FirsTier account. A penalty may be imposed for early withdrawal. Automatically renews to a fixed rate CD of equivalent term.
3.54% interest rate · Effective Sep 21, 2026
Rate checked
More details - First Harvest Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: APY listed paid on $500 minimum balance. Certificates will automatically renew at maturity according to the renewal terms stated on our Share Certificate Truth-In-Savings Disclosure. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Offer valid for funds not currently on deposit with First Harvest Credit Union. Review our Share Certificate Truth-In-Savings Disclosure for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.
3.54% interest rate · Effective Sep 23, 2026
Rate checked
More details - 3.60%APY$545 over 18 months on $10,000intro rate
Requirements
Product: Restricted to new money not already on deposit with GUASFCU. Membership eligibility requirements apply. Additional deposits are not allowed after opening, and early withdrawal penalties apply. Interest is paid at maturity.
Offer: Restricted to new money not already on deposit with GUASFCU.
Promotional rate
Rate checked
More details - Homewood Federal Savings BankCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000intro ratePromotional rate · 3.50% interest rate · Effective Nov 11, 2025
Rate checked
More details - CE Credit UnionCertificatesCD · 18 months · $2,500 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Member Rewards: rate increases by 0.10% if you have CECU checking, direct deposit, and over $25,000 on deposit; rate increases by 0.20% if you have over $50,000 on deposit. Interest paid monthly.
3.55% interest rate
Rate checked
More details - Great Lakes First Federal Credit UnionShare CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Penalties apply for early withdrawal. Fees could reduce earnings.
Effective Feb 13, 2026
Rate checked
More details - Members Community Credit UnionCertificate of Deposit / Share CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Minimum deposit is $1,000; for minor primary owners it's $250. Automatic renewal. Early withdrawal fee applies.
Offer: Automatic renewal; minimum deposit is $250 for minor primary owners.
3.54% interest rate
Rate checked
More details - Southwest Research Center Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,0003.54% interest rate
Rate checked
More details - Public Safety Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Minimum required deposit is $500. Penalties apply for early withdrawal. Rates vary based on member relationship with the Credit Union and include all available bonuses.
Offer: Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
3.54% interest rate · Effective Jul 10, 2026
Rate checked
More details - United Consumers Credit UnionCertificates of Deposit (CD)CD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Dividends compounded monthly and paid monthly. Early withdrawals subject to penalty. No monthly maintenance fees.
Offer: Dividends compounded monthly and paid monthly. Early withdrawal penalties apply.
Compounded monthly · Balance cap $24,999.99
Rate checked
More details - First American CUPromotional Term Share CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000intro rateRequirements
Product: Limited time offer. Penalty may be imposed for early withdrawal before maturity. Interest paid monthly on certificates over $100,000.
Offer: Limited time offer. $1,000 minimum balance, $150,000 maximum balance.
Promotional rate · 3.54% interest rate · Balance cap $150,000 · Effective Apr 1, 2026
Rate checked
More details - Great Basin Federal Credit UnionShare CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$545 over 18 months on $10,000Requirements
Product: Share Certificates automatically renew upon maturity for the same term at current rates. Dividends paid quarterly; subject to early withdrawal penalties.
3.55% interest rate · Effective Aug 24, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,159 CDs at 2,793 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.94%
- Credit unions, typical
- 3.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank