Credit union · NCUA insured
Southwest Research Center Federal Credit Union CD Rates
Southwest Research Center Federal Credit Union’s best CD rate is 3.70% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Southwest Research Center Federal Credit Union’s CD rates compare
Compared with banks and credit unions near San Antonio, TX, where Southwest Research Center Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Southwest Research Center Federal Credit Union
3.70%APY
- Term
- 24 months
- Minimum
- —
- Earns on $10,000
- $754
Share Certificate
Top rate
BCU
4.30%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $540
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Southwest Research Center Federal Credit Union CD score
74
CD score
Higher than 36% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.70%
- 31–60 months31–60 mo2.70%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southwest Research Center Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.70%APY · 7 terms
| Term | APY · $500 and up | APY · $5,000 and up | APY · $10,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY · $75,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|---|
| 6 months | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00%3.00% from $5k3.00% from $10k3.00% from $25k3.00% from $50k3.00% from $75k3.00% from $100k | $149 |
| 12 months | 3.50% | 3.50% | 3.50% | 3.50% | 3.50% | 3.50% | 3.50% | 3.50%3.50% from $5k3.50% from $10k3.50% from $25k3.50% from $50k3.50% from $75k3.50% from $100k | $350 |
| 18 months | 3.60% | 3.60% | 3.60% | 3.60% | 3.60% | 3.60% | 3.60% | 3.60%3.60% from $5k3.60% from $10k3.60% from $25k3.60% from $50k3.60% from $75k3.60% from $100k | $545 |
| 24 months | 3.70% | 3.70% | 3.70% | 3.70% | 3.70% | 3.70% | 3.70% | 3.70%3.70% from $5k3.70% from $10k3.70% from $25k3.70% from $50k3.70% from $75k3.70% from $100k | $754 |
| 36 months | 0.90% | 1.20% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 0.90%1.20% from $5k2.50% from $10k2.50% from $25k2.50% from $50k2.50% from $75k2.50% from $100k | $272 |
| 48 months | 1.00% | 1.30% | 2.60% | 2.60% | 2.60% | 2.60% | 2.60% | 1.00%1.30% from $5k2.60% from $10k2.60% from $25k2.60% from $50k2.60% from $75k2.60% from $100k | $406 |
| 60 months | 1.10% | 1.40% | 2.70% | 2.70% | 2.70% | 2.70% | 2.70% | 1.10%1.40% from $5k2.70% from $10k2.70% from $25k2.70% from $50k2.70% from $75k2.70% from $100k | $562 |
Special-purpose accounts
IRA Certificate
Up to 3.70%APY · 7 terms
| Term | APY · $500 and up | APY · $5,000 and up | APY · $10,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY · $75,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|---|
| 6 months | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00%3.00% from $5k3.00% from $10k3.00% from $25k3.00% from $50k3.00% from $75k3.00% from $100k | $149 |
| 12 months | 3.50% | 3.50% | 3.50% | 3.50% | 3.50% | 3.50% | 3.50% | 3.50%3.50% from $5k3.50% from $10k3.50% from $25k3.50% from $50k3.50% from $75k3.50% from $100k | $350 |
| 18 months | 3.60% | 3.60% | 3.60% | 3.60% | 3.60% | 3.60% | 3.60% | 3.60%3.60% from $5k3.60% from $10k3.60% from $25k3.60% from $50k3.60% from $75k3.60% from $100k | $545 |
| 24 months | 3.70% | 3.70% | 3.70% | 3.70% | 3.70% | 3.70% | 3.70% | 3.70%3.70% from $5k3.70% from $10k3.70% from $25k3.70% from $50k3.70% from $75k3.70% from $100k | $754 |
| 36 months | 0.90% | 1.20% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 0.90%1.20% from $5k2.50% from $10k2.50% from $25k2.50% from $50k2.50% from $75k2.50% from $100k | $272 |
| 48 months | 1.00% | 1.30% | 2.60% | 2.60% | 2.60% | 2.60% | 2.60% | 1.00%1.30% from $5k2.60% from $10k2.60% from $25k2.60% from $50k2.60% from $75k2.60% from $100k | $406 |
| 60 months | 1.10% | 1.40% | 2.70% | 2.70% | 2.70% | 2.70% | 2.70% | 1.10%1.40% from $5k2.70% from $10k2.70% from $25k2.70% from $50k2.70% from $75k2.70% from $100k | $562 |
Who can join Southwest Research Center Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in the defined investment area in San Antonio, Texas.
Employers and groups
- Employees and members of select employee groups, organizations, and entities.
Family and household
- Eligible family members (parent, sibling, grandparent, spouse, step sibling, grandchildren, children, step children, adopted children, legal guardian, step parents, domestic partners) of any eligible individual.
Cost to join
- A deposit of $5 into a share (savings) account is required to establish membership.
Membership information collected October 5, 2026.