Credit union · NCUA insured
Great Basin Federal Credit Union
A $368M credit union headquartered in Reno, NV, with 28,511 members and 4 branches in Nevada. Best rates: CDs 3.60% and savings 0.60% APY.
Great Basin Federal Credit Union Carrot Score
86
Carrot Score
Higher than 73% of U.S. banks and credit unions
#5 of 21 in Reno, NV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Great Basin Federal Credit Union
Great Basin Federal Credit Union is a member-owned cooperative chartered on January 11, 1951, initially established for Reno-Bell Phone Company employees.
The credit union serves more than 26,000 members across 12 counties in Northern Nevada and Treasure Valley, Idaho.
- Headquarters
- 9770 S Virginia St, Reno, NV 89511-5941
- NCUA charter
- 7063
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or own a business in select counties in Northern Nevada or Treasure Valley, Idaho.
Cost to join
- A minimum balance of $25 is required in savings for the life of the account.
Branches
4 branches in Nevada
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Nevada
4 branches
- Main BranchMain office9770 S Virginia St, Reno, NV 89511Directions
- North Valleys Branch322 Buck Dr, Reno, NV 89506Directions
- Northwest Branch9600 S McCarran Blvd, Reno, NV 89523Directions
- Los Altos Branch381 Los Altos Pkwy, Sparks, NV 89436Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.64% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.20% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.71% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $79 | $76 | — |
- CapitalNet worth ratio10.64%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.20%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.71%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$79Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Great Basin Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.