Credit union · NCUA insured
CE Credit Union CD Rates
CE Credit Union’s best CD rate is 3.82% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 15, 2026.
How CE Credit Union’s CD rates compare
Compared with banks and credit unions near Knoxville, TN, where CE Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CE Credit Union
3.82%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $382
Certificates
Top rate
First Century Bank
5.01%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $501
2nd-highest rate
Knoxville TVA Employees Credit Union
5.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $500
CE Credit Union CD score
78
CD score
Higher than 45% of U.S. banks and credit unions
- 3–8 months3–8 mo3.56%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo3.60%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CE Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.82%APY · 4 terms
Early withdrawal penalties may apply. Member Rewards: rate increases by 0.10% if you have CECU checking, direct deposit, and over $25,000 on deposit; rate increases by 0.20% if you have over $50,000 on deposit. Interest paid monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.56% | $176 |
| 12 months | 3.82% | $382 |
| 18 months | 3.60% | $545 |
| 24 months | 3.30% | $671 |
Who can join CE Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, or attend school in Knox, Union, Blount, Anderson, or Loudon county.
Family and household
- Eligibility is open to spouses, children, parents, siblings, grandparents, or grandchildren of current members or eligible individuals.
Other ways
- Local business owners within the field of membership can join and offer credit union benefits to their teams.
Cost to join
- An initial deposit of $5.00 is required to open an account.
- A $5.00 one-time application fee is required to open an account.
Membership information collected October 5, 2026.