Credit union · NCUA insured
Great Basin Federal Credit Union CD Rates
Great Basin Federal Credit Union’s best CD rate is 3.60% APY on an 18-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Great Basin Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Reno, NV, where Great Basin Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Great Basin Federal Credit Union
3.60%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $545
Share Certificate
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
WestStar Credit Union
4.55%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,492
Great Basin Federal Credit Union CD score
78
CD score
Higher than 46% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo3.35%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Great Basin Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.60%APY · 5 terms
Share Certificates automatically renew upon maturity for the same term at current rates. Dividends paid quarterly; subject to early withdrawal penalties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.25% | $161 |
| 12 months | 3.55% | $355 |
| 18 months | 3.60% | $545 |
| 24 months | 3.40% | $692 |
| 36–60 months | 3.35% | $1,039 |
Sources (3)
All captured Sep 16, 2026
Payday Certificate
3.50%APY · 1 term
Requires minimum term of 1 year with monthly contributions of $25. Certificate dividends paid quarterly; subject to early withdrawal fee/penalties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12–Unknown monthsRequires $25 monthly contributions. Minimum 1-year (12-month) term | 3.50% | $350 |
Sources (3)
All captured Sep 16, 2026
Special-purpose accounts
Achieve My Dream Certificate
3.50%APY · 1 term
Available for youth accounts only (Jr. Savers & Young Investors). Parents and grandparents can make unlimited deposits throughout the term. Certificate dividends paid quarterly; subject to early withdrawal fee/penalties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAvailable for youth accounts (Jr. Savers & Young Investors only). Unlimited deposits allowed throughout the term | 3.50% | $350 |
Who can join Great Basin Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or own a business in select counties in Northern Nevada or Treasure Valley, Idaho.
Cost to join
- A minimum balance of $25 is required in savings for the life of the account.
Membership information collected October 4, 2026.