Credit union · NCUA insured
First American CU CD Rates
First American CU’s best CD rate is 3.85% APY on a 7-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How First American CU’s CD rates compare
Compared with banks and credit unions near Phoenix, AZ, where First American CU has the most branches. $10,000, best rate first.
This credit union’s best
First American CU
3.85%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $223
Promotional Term Share Certificates
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
AERO Financial
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
First American CU CD score
81
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo2.50%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First American CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Promotional Term Share Certificates
Up to 3.85%APY · 3 terms
Limited time offer. Penalty may be imposed for early withdrawal before maturity. Interest paid monthly on certificates over $100,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsLimited time offer. $1,000 minimum balance, $150,000 maximum balance | 3.85% | $223 |
| 13 monthsLimited time offer. $1,000 minimum balance, $150,000 maximum balance | 3.80% | $412 |
| 18 monthsLimited time offer. $1,000 minimum balance, $150,000 maximum balance | 3.60% | $545 |
Term Share Certificates
Up to 3.20%APY · 6 terms
Penalty may be imposed for withdrawals before maturity. Dividends paid quarterly on certificates up to $100,000 and monthly on certificates $100,000 and up. After opening, deposits into or withdrawals from the account are not permitted until maturity.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.00% | — | 3.00% | $149 |
| 12 months | — | 3.20% | 3.20% | $320 |
| 24 months | — | 3.20% | 3.20% | $650 |
| 36 months | — | 2.50% | 2.50% | $769 |
| 48 months | — | 2.50% | 2.50% | $1,038 |
| 60 months | — | 2.50% | 2.50% | $1,314 |
Who can join First American CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.