Best CD rates and certificates

Requirements

Product: $500 minimum deposit. Annual Percentage Yield (APY) is compounded quarterly (except 182-day CD). A penalty may be imposed for early withdrawal. Accounts closed within the first 90 days are subject to a $25 service charge.

Offer: 182 Day (6 months). Interest paid at maturity and cannot be compounded. A penalty may be imposed for early withdrawal.

Requirements

Product: Compounded and credited quarterly. Daily balance method used to calculate interest paid. Automatic renewals. Penalty of forfeited interest paid may be imposed for early withdrawal.

Offer: Interest compounded and credited quarterly.

Requirements

Product: Account fees may reduce earnings on certificates. Traditional CD may be opened for as little as $500 with 6 to 24 month options.

Requirements

Product: Minimum deposit to open is $250. $10 minimum balance is required to earn APY. Rate is guaranteed for the length of the term. Early withdrawal penalties apply.

Requirements

Product: Rate is fixed for the term. Daily balance method; interest compounded and credited monthly. Auto-renews at maturity with 10-day grace period. Early withdrawal penalty applies (90 days of interest for CDs under 1 year, 180 days for CDs of 1 year or more). PSM (Platinum Star Member) higher rate available with qualifying direct deposit.

Offer: Term: 6 months (180-364 days). Standard rate.

Requirements

Product: CDs must have a minimum opening balance of $2,500. Maximum deposit is $250,000 per CD. Offer subject to change without notice.

Requirements

Product: Membership required. $500 minimum deposit. Early withdrawal penalty may apply. Automatically renews at current non-promotional rate upon maturity.

Requirements

Product: Requires DFDFCU membership (purchase and maintain 1 share, par value $25.00). Fixed rate; dividends paid and compounded monthly. All Certificates of Deposit have a $500 minimum balance requirement. Share certificates auto-renew upon opening with a 5-day grace period. Early withdrawal penalty is 90 days' dividends.

Requirements

Product: Fixed dividend rate for the term of the certificate. Dividends accrue daily, but are not compounded. Funds may be used as collateral for NCPAFCU loans. Early withdrawal penalties may reduce earnings.

Requirements

Product: Available for personal accounts only. Interest calculated and accrued daily based on daily balance and paid monthly. Fixed rate through maturity. Early withdrawal penalty may apply. Preferred Pricing rate increases may apply based on combined relationship balances. Deposit of $1,000 required within 10 business days of opening.

Offer: 180 Days term. No minimum balance requirement to obtain APY.

Requirements

Product: Available to personal accounts for members 18 and older with an account open at least 60 days. Requires qualification for the Preferred Program (at least 15 combined purchase debit/credit card transactions per monthly qualification cycle, plus either $5,000+ in deposit accounts or $20,000+ in loan balances). If qualifications are not met, the account earns regular certificate rates and renews to a nonpreferred certificate at maturity. No monthly service charge. Fixed interest rate. Early withdrawal penalty applies.

Offer: Requires Preferred Program qualification. Fixed to maturity. Subject to early withdrawal penalty.

Requirements

Product: Membership eligibility required (family relationship, participating employer, or living/working/worshiping/attending school in underserved communities of Pittsburgh). Minimum deposit $500. Automatically renews upon maturity. No maintenance or set up fees.

Offer: Interest reinvests/compounds and credits quarterly. Daily balance method used. Early withdrawal penalty applies (60 days dividends). Automatically renews upon maturity.

Requirements

Offer: Limited time offer. Assumes interest remains on deposit until maturity. Must maintain an average balance of $500 to earn the disclosed APY. At maturity, the 6 month CD special will automatically renew to a 6 month CD term with the then current rates. Penalty will apply for early withdrawal.

Requirements

Product: Dividends calculated and compounded daily and credited monthly on the last calendar day of the month. APY assumes dividends remain until maturity; premature withdrawal incurs penalty.