Bank · FDIC insured
Wilmington Savings Bank CD Rates
Wilmington Savings Bank’s best CD rate is 3.80% APY on a 6-month CD. Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How Wilmington Savings Bank’s CD rates compare
Compared with banks and credit unions near Wilmington, OH, where Wilmington Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Wilmington Savings Bank
3.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $188
Certificates of Deposit
Top rate
First National Bank of Blanchester
4.55%APY
- Term
- 84 months
- Minimum
- $1,000
- Earns on $10,000
- $3,654
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Wilmington Savings Bank CD score
74
CD score
Higher than 37% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo3.70%
- 16–30 months16–30 mo0.35%
- 31–60 months31–60 mo0.60%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wilmington Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.80%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsLimited time offer. Assumes interest remains on deposit until maturity. Must maintain an average balance of $500 to earn the disclosed APY. At maturity, the 6 month CD special will automatically renew to a 6 month CD term with the then current rates. Penalty will apply for early withdrawal | 3.80% | $188 |
| 12 monthsAssumes interest remains on deposit until maturity. Must maintain an average balance of $500 to earn the disclosed APY. Penalty may be imposed for early withdrawal | 0.25% | $25 |
| 13 monthsLimited time offer. Assumes interest remains on deposit until maturity. Must maintain an average balance of $500 to earn the disclosed APY. At maturity, the 13 month special will automatically renew to a 12 month CD term with the then current rates. Penalty will apply for early withdrawal | 3.70% | $401 |
| 18 monthsAssumes interest remains on deposit until maturity. Must maintain an average balance of $500 to earn the disclosed APY. Penalty may be imposed for early withdrawal | 0.30% | $45 |
| 24 monthsAssumes interest remains on deposit until maturity. Must maintain an average balance of $500 to earn the disclosed APY. Penalty may be imposed for early withdrawal | 0.35% | $70 |
| 36 monthsAssumes interest remains on deposit until maturity. Must maintain an average balance of $500 to earn the disclosed APY. Penalty may be imposed for early withdrawal | 0.50% | $151 |
| 48 monthsAssumes interest remains on deposit until maturity. Must maintain an average balance of $500 to earn the disclosed APY. Penalty may be imposed for early withdrawal | 0.60% | $242 |
Sources (1)
- wilmingtonsavings.com/personal/certificates-of-deposit · captured Oct 6, 2026
Opening an account
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