Credit union · NCUA insured
Forge Credit Union CD Rates
Top CarrotForge Credit Union’s best CD rate is 4.30% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Forge Credit Union’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Forge Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Forge Credit Union
4.10%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $410
Share Certificates
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Forge Credit Union CD score
89
CD score
Higher than 88% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo4.10%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Forge Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.10%APY · 4 terms
| Term | APY · $500 and up | APY · $10,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 months | 3.80% | — | — | — | 3.80% | $188 |
| 12 months | 4.00% | 4.10% | 4.20% | 4.30% | 4.00%4.10% from $10k4.20% from $25k4.30% from $50k | $400 |
| 30 months | 4.10% | — | — | — | 4.10% | $1,057 |
| 60 months | 4.10% | — | — | — | 4.10% | $2,225 |
Sources (1)
- forgecu.org/rates-fees · captured Oct 6, 2026
Who can join Forge Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, associated persons, and retirees/annuitants of DELCO Child Day Care Association in Delaware County, PA are eligible to join.
- Employees, associated persons, and retirees/annuitants of SEPTA City Transit Division who work in the Market-Frankford Elevated Train Shops and Yards in Upper Darby, PA are eligible to join.
- Employees, associated persons, and retirees/annuitants of SEPTA Suburban Transit Division who work in Delaware, Chester or Montgomery Counties, PA are eligible to join.
Military, government and schools
- Employees, associated persons, volunteers, and retirees/annuitants of Haverford Township and Haverford Township Fire Companies are eligible to join.
- Employees, associated persons, volunteers, and retirees/annuitants of Upper Darby Township and Upper Darby Township Fire Companies are eligible to join.
- United States Postal Service postal employees who work in or are paid or supervised from Montgomery, Chester, Philadelphia or Delaware counties, Pennsylvania (including retirees/annuitants) are eligible to join.
3 more ways to join
Family and household
- Immediate family members of current Forge Credit Union members (including parents, siblings, spouses, children, grandparents, grandchildren, step-parents, step-children, step-siblings) and spouses of persons who died while within the field of membership are eligible to join.
- Those who live in the same household as a current Forge member are eligible to join.
Other ways
- Organizations of those listed in the Select Employer Groups are eligible for membership.
Cost to join
- A $5 deposit in cash or money order is required to open an account and become a member.
Membership information collected October 5, 2026.