Bank · FDIC insured
Wilmington Savings Bank
A $267.3M bank headquartered in Wilmington, OH, with 2 branches in Ohio. Best rates: CDs 3.80% and savings 0.30% APY.
Wilmington Savings Bank Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#5 of 5 in Wilmington, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Wilmington Savings Bank
Wilmington Savings Bank has served as a community bank for over 125 years.
- Headquarters
- 184 N South St, Wilmington, OH 45177
- FDIC certificate
- 31539 ↗
Branches
2 branches in Ohio
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Ohio
2 branches
Wilmington area · 1
- The Wilmington Savings BankMain office184 N South St, Wilmington, OH 45177Directions
Hillsboro area · 1
- Wilmington Savings Bank Hillsboro Office137 N High St, Hillsboro, OH 45133Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.61% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.82% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.78% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $94 | $81 | — |
- CapitalLeverage ratio14.61%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.82%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.78%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$94Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Wilmington Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.