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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 811–825 of 4,559 results

  1. DESERTVIEWSix Month CertificateCD · 6 months · $500 min

    Credit union · Add a location to see nearby branches

    3.80%APY$188 over 6 months on $10,000
  2. HEB Federal Credit UnionFlex Share CertificateCD · 6–18 months · $10,000 min

    Credit union · Add a location to see nearby branches

    3.80%APY
  3. Friends and Family Credit UnionShare CertificatesCD · 6 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.80%APY$188 over 6 months on $10,000with conditions
  4. Top Carrot, Carrot Score 88
    Blaze Credit UnionCertificate BuilderCD · 6 months · $25 min

    Credit union · Add a location to see nearby branches

    3.80%APY$188 over 6 months on $10,000
  5. Top Carrot, Carrot Score 89
    FirstBank of NebraskaCertificates of DepositCD · 6 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.80%APY$188 over 6 months on $10,000intro rate
  6. Seattle Credit UnionCertificatesCD · 6 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.80%APY$188 over 6 months on $10,000
  7. Irving City Employees Federal Credit UnionTerm Share CertificatesCD · 6 months · $1,500 min

    Credit union · Add a location to see nearby branches

    3.80%APY$188 over 6 months on $10,000
  8. FirstLight Federal Credit UnionShare CertificateCD · 6 months · $500 min · 3.80%–3.90% by balance

    Credit union · Add a location to see nearby branches

    3.80%APY$188 over 6 months on $10,000
  9. Top Carrot, Carrot Score 88
    Credit Human Federal Credit UnionShare CertificatesCD · 6–11 months · $500 min

    Credit union · Add a location to see nearby branches

    3.80%APY
  10. Top Carrot, Carrot Score 89
    Unity One Credit UnionSavings CertificatesCD · 6 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.80%APY$188 over 6 months on $10,000
  11. Lone Star BankCD PromotionsCD · 6 months

    Bank · Add a location to see nearby branches

    3.80%APY$188 over 6 months on $10,000
  12. Security Savings BankCDCD · 6 months · $5,000 min

    Bank · Add a location to see nearby branches

    3.80%APY$188 over 6 months on $10,000
  13. Heritage Community Credit UnionShare CertificatesCD · 6 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.80%APY$188 over 6 months on $10,000intro rate
  14. The Peoples Savings & Loan CompanyCertificate Of DepositCD · 6 months · $2,500 min

    Bank · Add a location to see nearby branches

    3.80%APY$188 over 6 months on $10,000
  15. Top Carrot, Carrot Score 87
    Michigan One Community Credit UnionRegular CDsCD · 6 months · $500 min

    Credit union · Add a location to see nearby branches

    3.80%APY$188 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 6-month CDs pay nationwide

4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25

Typical
3.25%
Top 10% from
4.00%
Banks, typical
3.04%
Credit unions, typical
3.28%

Is your bank paying you enough?

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Popular DirectBank
  2. Comenity Capital BankBank
  3. Synchrony BankBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate