Bank · FDIC insured
FirstBank of Nebraska CD Rates
Top CarrotFirstBank of Nebraska’s best CD rate is 4.20% APY on a 23-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How FirstBank of Nebraska’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where FirstBank of Nebraska has the most branches. $10,000, best rate first.
This bank’s best
FirstBank of Nebraska
4.20%APY
- Term
- 23 months
- Minimum
- $1,000
- Earns on $10,000
- $820
Certificates of Deposit
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
FirstBank of Nebraska CD score
90
CD score
Higher than 91% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo4.20%
- 31–60 months31–60 mo4.06%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FirstBank of Nebraska ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.20%APY · 12 terms
A penalty may be imposed for early withdrawal. Rates are good through 10/27/2026.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 3.90% | — | 3.90% | $96 |
| 6 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 3.80% | — | 3.80% | $188 |
| 11 months11 Mo Spcl. Daily balance minimum to obtain APY. Early withdrawal penalty may apply | 4.10% | — | 4.10% | $375 |
| 12 months12 Mo CD $5,000+ tier. Daily balance minimum to obtain APY. Early withdrawal penalty may apply | — | 4.06% | 4.06% | $406 |
| 12 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 4.01% | — | 4.01% | $401 |
| 17 months17 Mo Spcl. Daily balance minimum to obtain APY. Early withdrawal penalty may apply | 4.15% | — | 4.15% | $593 |
| 18 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 3.65% | — | 3.65% | $552 |
| 23 months23 Mo Spcl. Daily balance minimum to obtain APY. Early withdrawal penalty may apply | 4.20% | — | 4.20% | $820 |
| 24 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 3.65% | — | 3.65% | $743 |
| 30 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 3.55% | — | 3.55% | $911 |
| 36 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 4.06% | — | 4.06% | $1,268 |
| 48 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 3.35% | — | 3.35% | $1,409 |
| 60 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 3.25% | — | 3.25% | $1,734 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
IRA CDs
Up to 3.75%APY · 7 terms
A penalty may be imposed for early withdrawal. Rates are good through 10/27/2026. Available as Traditional IRA or Roth IRA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 3.75% | $375 |
| 18 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 3.50% | $530 |
| 24 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 3.65% | $743 |
| 30 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 3.55% | $911 |
| 36 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 3.55% | $1,103 |
| 48 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 3.35% | $1,409 |
| 60 monthsDaily balance minimum to obtain APY. Early withdrawal penalty may apply | 3.25% | $1,734 |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.