Credit union · NCUA insured
Irving City Employees Federal Credit Union
A $84.7M credit union headquartered in Irving, TX, with 5,045 members and 1 branch in Texas. Best rates: CDs 3.85% and savings 0.03% APY.
Irving City Employees Federal Credit Union Carrot Score
86
Carrot Score
Higher than 72% of U.S. banks and credit unions
#40 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Irving City Employees Federal Credit Union
Chartered in 1961, Irving City Employees Federal Credit Union is a member-owned financial cooperative based in Irving, Texas.
In 2002, the credit union expanded its field of membership to include employees of the Irving Independent School District.
- Headquarters
- 1408 W Pioneer Dr, Irving, TX 75061
- NCUA charter
- 24481
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the credit union are eligible for membership.
Military, government and schools
- Employees of the Irving City Council are eligible for membership.
- Employees of the City of Irving, Texas are eligible for membership.
- Employees of the Irving Independent School District (IISD) are eligible for membership.
- Employees of the Irving Police Department are eligible for membership.
- Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
3 more ways to join
Military, government and schools
- Employees of the Irving Convention and Tourist Bureau are eligible for membership.
Family and household
- Immediate family members of eligible employees or retirees are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
Branches
1 branch in Texas
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Texas
1 branch
- Main OfficeMain office1408 W Pioneer Dr, Irving, TX 75061Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.99% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.56% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.38% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $54 | $59 | — |
- CapitalNet worth ratio11.99%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.56%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.38%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$54Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Irving City Employees Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.