Bank · FDIC insured
The Peoples Savings & Loan Company CD Rates
The Peoples Savings & Loan Company’s best CD rate is 3.91% APY on a 1-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How The Peoples Savings & Loan Company’s CD rates compare
Compared with banks and credit unions near Sidney, OH, where The Peoples Savings & Loan Company has the most branches. $10,000, best rate first.
This bank’s best
The Peoples Savings & Loan Company
3.91%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $391
Certificate Of Deposit
Top rate
Honda Federal Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $10,000
- Earns on $10,000
- $2,522
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
The Peoples Savings & Loan Company CD score
85
CD score
Higher than 69% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo3.91%
- 16–30 months16–30 mo3.91%
- 31–60 months31–60 mo3.55%
- QualifiedQualified3.91%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Peoples Savings & Loan Company ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate Of Deposit
Up to 3.91%APY · 8 terms
A penalty will be imposed for early withdrawal. Institution generally does not accept nor retain deposits owned by persons residing outside their normal geographical service area.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsA penalty will be imposed for early withdrawal. Balance required is daily balance | — | — | 3.80% | 3.80% | $188 |
| 12 monthsA penalty will be imposed for early withdrawal. Balance required is daily balance | — | 3.91% | — | 3.91% | $391 |
| 18 monthsA penalty will be imposed for early withdrawal. Balance required is daily balance | — | 3.70% | — | 3.70% | $560 |
| 24 monthsA penalty will be imposed for early withdrawal. Balance required is daily balance | 3.91% | — | — | 3.91% | $797 |
| 30 monthsA penalty will be imposed for early withdrawal. Balance required is daily balance | 3.03% | — | — | 3.03% | $775 |
| 36 monthsA penalty will be imposed for early withdrawal. Balance required is daily balance | 3.55% | — | — | 3.55% | $1,103 |
| 48 monthsA penalty will be imposed for early withdrawal. Balance required is daily balance | 3.55% | — | — | 3.55% | $1,497 |
| 60 monthsA penalty will be imposed for early withdrawal. Balance required is daily balance | 3.39% | — | — | 3.39% | $1,814 |
Sources (1)
- peoplessavingsonline.com/Pages/savingscds.html · captured Oct 16, 2026
Special-purpose accounts
IRA Accounts 12 Month Certificate of Deposit
3.91%APY · 1 term
A penalty will be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening. Institution generally does not accept nor retain deposits owned by persons residing outside their normal geographical service area.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsA penalty will be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening | 3.91% | $391 |
Sources (1)
- peoplessavingsonline.com/Pages/savingscds.html · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.