Credit union · Privately insured
Friends and Family Credit Union
A $110M credit union headquartered in Massillon, OH, with 9,616 members and 3 branches in Ohio. Best rates: savings 1.00% APY.
Friends and Family Credit Union Carrot Score
84
Carrot Score
Higher than 66% of U.S. banks and credit unions
#5 of 23 in Canton, OH metroHow the score works →
Deposits are privately insured, not by the federal government.
About Friends and Family Credit Union
Based in Massillon, Ohio, Friends and Family Credit Union was founded in 1958 as The Massillon School Employees Credit Union to serve school system employees.
In 2001, the credit union transitioned to a community charter serving Stark County as Massillon Area Credit Union before adopting its current name in 2011.
The member-owned cooperative financial institution operates three local branches and serves individuals, businesses, and organizations throughout Stark County.
- Headquarters
- 3920 Erie St S, Massillon, OH 44646
- NCUA charter
- 96750
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Stark County, Ohio, is eligible for membership.
Family and household
- Family (or immediate family) of current credit union members are eligible to join.
Cost to join
- There are no fees to join; a share deposit of $5.00 or more in a savings account is required.
Branches
3 branches in Ohio
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Ohio
3 branches
- 3920 Erie St. SMain office3920 Erie St S, Massillon, OH 44646Directions
- ACME Supermarket Branch2905 Whipple Ave NW, Canton, OH 44708Directions
- 46 Federal Ave46 Federal Ave NW, Massillon, OH 44647Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.08% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.32% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.20% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $78 | $76 | — |
- CapitalNet worth ratio8.08%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.32%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.20%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$78Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Friends and Family Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.