Bank · FDIC insured
The Peoples Savings & Loan Company
A $109.9M bank headquartered in West Liberty, OH, with 2 branches in Ohio. Best rates: CDs 3.91% and savings 0.10% APY.
The Peoples Savings & Loan Company Carrot Score
67
Carrot Score
Higher than 19% of U.S. banks and credit unions
#5 of 11 in Sidney, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Peoples Savings & Loan Company
- Headquarters
- 110 N Detroit St, West Liberty, OH 43357
- FDIC certificate
- 30889 ↗
Branches
2 branches in Ohio
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Ohio
2 branches
Bellefontaine area · 1
- The Peoples Savings and Loan CompanyMain office110 N Detroit St, West Liberty, OH 43357Directions
Sidney area · 1
- Jackson Center Branch201 E Pike St, Jackson Center, OH 45334Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.99% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.14% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.69% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $121 | $81 | — |
- CapitalLeverage ratio8.99%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.14%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.69%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$121Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Peoples Savings & Loan Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.