Credit union · NCUA insured
Irving City Employees Federal Credit Union CD Rates
Irving City Employees Federal Credit Union’s best CD rate is 3.85% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 17, 2026.
How Irving City Employees Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where Irving City Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Irving City Employees Federal Credit Union
3.80%APY
- Term
- 6 months
- Minimum
- $1,500
- Earns on $10,000
- $188
Term Share Certificates
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Irving City Employees Federal Credit Union CD score
81
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo3.40%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Irving City Employees Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Term Share Certificates
Up to 3.85%APY · 3 terms
Minimum balance required to open the account. You must maintain the minimum opening balance to maintain the Account. Penalties for Early Withdrawal of Principal apply. Automatically renews at maturity with a 10 calendar day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum balance required to open the account. You must maintain the minimum opening balance to maintain the Account | 3.85% | — |
| 24 monthsMinimum balance required to open the account. You must maintain the minimum opening balance to maintain the Account | 3.70% | — |
| 36 monthsMinimum balance required to open the account. You must maintain the minimum opening balance to maintain the Account | 3.50% | — |
Term Share Certificates
Up to 3.80%APY · 4 terms
Minimum balance required to open the account. You must maintain the minimum opening balance to maintain the Account. Penalties for Early Withdrawal of Principal apply (lesser of 3 months' dividends or dividends credited since opened for maturity of 1 year or less; 6 months' dividends for over 1 year). Automatically renews at maturity with a 10 calendar day grace period. No deposits permitted after opening until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance required to open the account. You must maintain the minimum opening balance to maintain the Account | 3.80% | $188 |
| 12 monthsMinimum balance required to open the account. You must maintain the minimum opening balance to maintain the Account | 3.75% | $375 |
| 24 monthsMinimum balance required to open the account. You must maintain the minimum opening balance to maintain the Account | 3.60% | $733 |
| 36 monthsMinimum balance required to open the account. You must maintain the minimum opening balance to maintain the Account | 3.40% | $1,055 |
Special-purpose accounts
IRA Share Certificates
Up to 3.85%APY · 4 terms
Offered for Traditional and Roth IRAs. Insured separately by NCUA up to $250,000. Minimum balance required to open the account. Rate table column is labeled Annual Percentage Rate but values reflect prospective APY/yield.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months$1,500 to open. Rate table column is headed Annual Percentage Rate in source evidence | 3.85% | $191 |
| 12 months$1,500 to open. Rate table column is headed Annual Percentage Rate in source evidence | 3.85% | $385 |
| 24 months$1,500 to open. Rate table column is headed Annual Percentage Rate in source evidence | 3.70% | $754 |
| 36 months$1,500 to open. Rate table column is headed Annual Percentage Rate in source evidence | 3.50% | $1,087 |
Sources (1)
- icefcu.com/savings-investments…dual-retirement-accounts · captured Oct 17, 2026
Who can join Irving City Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the credit union are eligible for membership.
Military, government and schools
- Employees of the Irving City Council are eligible for membership.
- Employees of the City of Irving, Texas are eligible for membership.
- Employees of the Irving Independent School District (IISD) are eligible for membership.
- Employees of the Irving Police Department are eligible for membership.
- Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
3 more ways to join
Military, government and schools
- Employees of the Irving Convention and Tourist Bureau are eligible for membership.
Family and household
- Immediate family members of eligible employees or retirees are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
Membership information collected October 5, 2026.