Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 781–795 of 4,559 results
- Professional Fire Fighters Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Prior to maturity, members receive a renewal notice and have 10 days after maturity to choose another option without penalty. Special certificate offers may not be renewable.
3.75% interest rate
Rate checked
More details - Post Office Employees Credit UnionCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000with conditionsRequirements
Product: Minimum deposit of $1,000 to open a Certificate of Deposit. Dividends are paid monthly. Rate boosts available via CD Loyalty Special / Reward Qualifications: +0.50% dividend rate for active Visa (open/active 90 days, min 2 transactions/mo over previous 3 mos), +0.50% dividend rate for active Checking (open/active 90 days, min 4 transactions/mo over previous 3 mos), and +0.25% dividend rate for enrolling in e-Statements on or before opening CD (max loyalty reward = 1.25%).
Offer: Base Rate + 0.75% (e.g. active account parameters + e-Statements)
Qualified rate · 3.75% interest rate · Effective Mar 19, 2025
Rate checked
More details - MECUCertificate of DepositCD · 6–18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APYRequirements
Product: No monthly service fee. Early withdrawal penalty may apply. Automatically renews at maturity with a 10-day grace period.
Offer: Special promotional rate; dividends compounded monthly and must remain on deposit until maturity. May be withdrawn at any time.
Compounded monthly
Rate checked
More details - Laona State BankCertificates of DepositCD · 6 months · $10,000 min
Bank · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal. Annual percentage yield is based upon monthly compounding of interest for the term of deposit. Interest rates are subject to change at any time and without notice.
Offer: 6 Month Special. Compounded/credited monthly.
3.75% interest rate · Effective Aug 24, 2026
Rate checked
More details - TrailNorth Federal Credit UnionShare CertificatesCD · 6–12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY - PennTech Federal Credit UnionShare Certificates (CD’s)CD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,0003.75% interest rate · Effective Oct 1, 2025
Rate checked
More details - Waterman BankCertificates of DepositCD · 6 months · $0 min
Bank · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Limited to $1,000,000.00 per account type per household or controlled entity. Fees may reduce earnings.
Offer: Early withdrawal penalty may apply. Balance limited to $1,000,000.00 per account type per household or controlled entity.
3.75% interest rate · Balance cap $1,000,000 · Effective Jun 3, 2026
Rate checked
More details - OREM CITY EMPLOYEESShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: A minimum deposit of $500.00 is required to purchase a share certificate. Certificate rates are subject to change without notice.
3.75% interest rate
Rate checked
More details - Daniels-Sheridan Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Minimum $500 to open and earn dividends. Dividends calculated daily, compounded daily, paid upon maturity (or paid monthly / quarterly statement).
Offer: 182-Day Share Certificate (6 Months). Minimum $500 to open and earn dividends.
3.75% interest rate · Compounded daily · Effective Apr 1, 2026
Rate checked
More details - Rails West Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000 - Kraftman Federal Credit UnionCertificates of DepositCD · 6 months
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Dividends earned are posted monthly. Early withdrawal fees or applicable conditions could reduce earnings.
3.75% interest rate
Rate checked
More details - Hereford Texas Federal Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,0003.75% interest rate · Effective Feb 2, 2026
Rate checked
More details - ARC Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Minimum balance for all Certificates is $500. Early withdrawal fees/penalties may apply.
Offer: Minimum balance for all Certificates is $500. Early withdrawal fees/penalties may apply.
3.75% interest rate
Rate checked
More details - Champion FCUShare Certificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,0003.75% interest rate · Effective Jun 24, 2026
Rate checked
More details - Community 1st Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000intro ratePromotional rate · 3.75% interest rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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