Credit union · NCUA insured
PennTech Federal Credit Union CD Rates
PennTech Federal Credit Union’s best CD rate is 4.08% APY on a 9-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How PennTech Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Jefferson City, MO, where PennTech Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
PennTech Federal Credit Union
4.08%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $304
Share Certificates (CD’s)
Top rate
MECE Credit Union
4.94%APY
- Term
- 48 months
- Minimum
- $10,000
- Earns on $10,000
- $2,127
2nd-highest rate
Sullivan Bank
4.30%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,343
PennTech Federal Credit Union CD score
84
CD score
Higher than 67% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo4.08%
- 16–30 months16–30 mo3.56%
- QualifiedQualified4.08%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PennTech Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates (CD’s)
Up to 4.08%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.82% | $189 |
| 9 months | 4.08% | $304 |
| 12 months | 3.72% | $372 |
| 18 months | 3.56% | $539 |
| 24 months | 3.30% | $671 |
Who can join PennTech Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Elk County, Pennsylvania, as well as businesses and other legal entities located in Elk County, Pennsylvania, is eligible for membership.
Family and household
- Spouses, children, grandchildren, parents, grandparents, brothers, and sisters of current members are qualified to join.
Membership information collected October 5, 2026.