Credit union · NCUA insured
PennTech Federal Credit Union
A $13.1M credit union headquartered in Johnsonburg, PA, with 1,302 members and 2 branches in 2 states. Best rates: CDs 4.08% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs844.08%for 9–15 monthsCD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About PennTech Federal Credit Union
PennTech Federal Credit Union is headquartered in Johnsonburg, Pennsylvania.
- Headquarters
- 409 Center St Ste C, Johnsonburg, PA 15845-1307
- NCUA charter
- 13469
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Elk County, Pennsylvania, as well as businesses and other legal entities located in Elk County, Pennsylvania, is eligible for membership.
Family and household
- Spouses, children, grandchildren, parents, grandparents, brothers, and sisters of current members are qualified to join.
Branches
2 branches in 2 states
Loading map…
Missouri
1 branch
- Cspi805 W Stadium Blvd, Jefferson City, MO 65109Directions
Pennsylvania
1 branch
- Main OfficeMain office409 Center St Ste C, Johnsonburg, PA 15845Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.30% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.90% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.29% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $40 | $59 | — |
- CapitalNet worth ratio10.30%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.90%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.29%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$40Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of PennTech Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.