Bank · FDIC insured
Laona State Bank
A $296.6M bank headquartered in Laona, WI, with 7 branches in Wisconsin. Best rates: CDs 4.07% and savings 1.36% APY.
Laona State Bank Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#14 of 27 in Green Bay, WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Laona State Bank
Laona State Bank provides banking and lending services in Northeast Wisconsin, serving local communities for over 100 years.
The bank maintains its main office in Laona along with locations in Crandon and Lakewood.
- Headquarters
- 5308 Beech St, Laona, WI 54541
- FDIC certificate
- 11601 ↗
Branches
7 branches in Wisconsin
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Wisconsin
7 branches
Crandon area · 2
- Crandon Branch600 E Pioneer St, Crandon, WI 54520Directions
- Lake Ave Branch108 N Lake Ave, Crandon, WI 54520Directions
Green Bay area · 2
- Lakewood Branch15570 State Highway 32, Lakewood, WI 54138Directions
- Townsend Branch17953 Highway 32, Townsend, WI 54175Directions
Laona area · 1
- Laona State BankMain office5308 Beech St, Laona, WI 54541Directions
Armstrong Creek area · 1
- Armstrong Creek Branch497 Us Highway 8, Armstrong Creek, WI 54103Directions
Wabeno area · 1
- Wabeno Branch4519 N Branch St, Wabeno, WI 54566Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.63% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.34% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.33% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $59 | $81 | — |
- CapitalLeverage ratio9.63%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.34%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.33%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$59Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Laona State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.