Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 706–720 results
- Manchester Municipal Federal Credit UnionCertificate AccountsCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Dividends are compounded and credited monthly. The minimum opening deposit and minimum balance to earn the stated APY is $1,000. Automatic renewal upon maturity. 7 calendar day grace period to withdraw or transfer funds without penalty. Open online for amounts up to $5,000; visit a branch for amounts over $5,000.
3.45% interest rate
Rate checked
More details - CM MembersCertificate of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Rate checked
More details - Success Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Membership required. Terms ranging from 6 to 36 months with a $500 minimum investment. Share Certificates are insured by the NCUA. Rates are subject to change and fees may reduce potential earnings.
3.46% interest rate
Rate checked
More details - New Bedford Credit UnionCertificate of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000intro rateRequirements
Product: Penalty for early withdrawal. Dividend rate may change after the account is opened. All rates subject to change. Fees may reduce earnings.
Promotional rate · 3.45% interest rate · Effective Jun 17, 2026
Rate checked
More details - Montcalm Public Employees Credit UnionCertificate AccountsCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Rates are subject to change. Penalty for early withdrawal. Minimum required to open is the purchase of a $5.00 par value share in the credit union.
Offer: Penalty for early withdrawal
Balance cap $100,000
Rate checked
More details - First Security BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Early withdrawals are subject to penalty. Funds FDIC-insured up to $250,000.
Effective Aug 18, 2026
Rate checked
More details - Pioneer BankCertificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Interest on consumer owned certificates is credited and compounded quarterly, unless otherwise noted. Subject to early withdrawal penalties: 30 days of interest on maturities of less than one year, 90 days of interest on maturities of one year to 35 months, and 12 months of interest on maturities of 36 months and greater. Certificates are automatically renewable.
3.45% interest rate · Compounded quarterly · Effective Jul 20, 2026
Rate checked
More details - 3.50%APY$261 over 9 months on $10,000intro rate
Requirements
Product: FDIC-Insured. At maturity, 9-month auto-renews as 12-month, 18-month auto-renews as 18-month, 27-month auto-renews as 24-month, 36-month auto-renews as 36-month. Subject to early withdrawal penalty. Fees may reduce earnings. Limited time offer.
Offer: At maturity, the 9 month CD will automatically renew as a 12 month CD. Subject to early withdrawal penalty.
Promotional rate · 3.45% interest rate · Effective Apr 1, 2026
Rate checked
More details - TopMark Federal Credit UnionShare CertificateCD · 9 months · $500 min · 2.85%–3.50% by balance
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Membership with TFCU is required to open a certificate. Minimum opening deposit of $500.00. Early withdrawal penalties may apply. After maturity, automatically renews at current rate unless indicated otherwise. Withdrawal of dividends prior to maturity will reduce earnings.
2.81% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $5,000 2.85% $5,000 and upYour amount 3.50% Rate checked
More details - GHS FCUShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Credit Union Membership required with a $1.00 minimum deposit and $1.00 membership fee. Federally insured by NCUA up to $250,000. Interest compounded monthly, paid by check, or transferred to another GHS FCU account; certificate must compound and interest must accrue in the account to earn stated APY. Early withdrawal penalties apply (90 days of interest if open < 12 months, 180 days of interest if >= 12 months). Automatically renews upon maturity.
Offer: Minimum average daily balance of $500.00.
3.44% interest rate · Compounded monthly
Rate checked
More details - CrossRoads Community Federal Credit UnionTerm Share CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Dividends are compounded and credited to account quarterly. APY assumes all dividends remain in the certificate until maturity; withdrawal will reduce earnings. Penalties may be imposed for early withdrawal. Rates may change daily due to market conditions.
3.45% interest rate · Effective Feb 27, 2026
Rate checked
More details - Southland Credit UnionPick Your Term Promotional CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000intro rateRequirements
Product: Early withdrawal penalties apply. Yields are based on certificates held to maturity. Dividends are paid monthly.
Offer: Limited Time Only. Unless otherwise directed, the certificate will automatically roll over into a 6-month certificate upon maturity.
Promotional rate · 3.45% interest rate · Effective Apr 27, 2026
Rate checked
More details - Utah Heritage Credit UnionSavings CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Dividends compounded monthly and credited monthly. Interest calculated by the daily balance method. No deposits or withdrawals allowed before maturity. Minimum opening deposit of $500.00. Early withdrawal penalty applies (90 days interest for terms 12 months or less; 180 days interest for terms 13 months or more; minimum penalty $15.00). Automatically renewed at maturity with a 10-day grace period.
3.45% interest rate · Compounded monthly · Effective Mar 26, 2026
Rate checked
More details - 3.49%APY$261 over 9 months on $10,000
Requirements
Product: Early withdrawals on CDs are subject to penalty and may affect the annual percentage yields. Fees charged may reduce earnings.
Offer: Special rate. Early withdrawals are subject to penalty.
3.45% interest rate · Effective May 15, 2025
Rate checked
More details - Holy Rosary Credit UnionTraditional CDsCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.49%APY$261 over 9 months on $10,000Requirements
Product: Minimum opening deposit of $1,000. Certificate dividends are earned at the applicable term's fixed rate until maturity. Subject to penalty for early withdrawal. Membership eligibility required.
Offer: Assumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply.
3.44% interest rate · Effective Feb 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
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- Synchrony BankBank