Credit union · NCUA insured
Montcalm Public Employees Credit Union CD Rates
Montcalm Public Employees Credit Union’s best CD rate is 3.50% APY on a 6-month share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Montcalm Public Employees Credit Union’s CD rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Montcalm Public Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Montcalm Public Employees Credit Union
3.50%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $173
Certificate Accounts
Top rate
Ignite Credit Union
4.70%APY
- Term
- 15 months
- Minimum
- $50
- Earns on $10,000
- $591
2nd-highest rate
KCCU
4.45%APY
- Term
- 5 months
- Minimum
- $500
- Earns on $10,000
- $183
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
3.50%APY · 3 terms
Rates are subject to change. Penalty for early withdrawal. Minimum required to open is the purchase of a $5.00 par value share in the credit union.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsPenalty for early withdrawal | 3.50% | $173 |
| 9 monthsPenalty for early withdrawal | 3.50% | $261 |
| 12 monthsPenalty for early withdrawal | 3.50% | $350 |
Sources (2)
All captured Sep 18, 2026
Who can join Montcalm Public Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of the credit union.
Military, government and schools
- Membership is open to employees of educational facilities located in the Montcalm Area Intermediate School District, including the Boards of Education.
- Membership is open to employees and elected and appointed officials of all villages, municipalities, and townships, as well as county employees of Montcalm County.
- Membership is open to federal employees residing or employed in Montcalm County.
Family and household
- Membership is open to members of the immediate families of eligible members.
- A spouse of a deceased member may be elected to membership at any time prior to remarriage.
2 more ways to join
Other ways
- Membership is open to persons on pension arising from qualifying employment.
- Membership is open to organizations composed mostly of persons eligible for membership.
Membership information collected October 5, 2026.