Bank · FDIC insured
Bank of Yates City CD Rates
Bank of Yates City’s best CD rate is 3.49% APY on a 9-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Bank of Yates City’s CD rates compare
Compared with banks and credit unions near Canton, IL, where Bank of Yates City has the most branches. $10,000, best rate first.
This bank’s best
Bank of Yates City
3.49%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $261
CD Fixed
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Bank of Farmington
4.00%APY
- Term
- 7 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $231
Bank of Yates City CD score
65
CD score
Higher than 14% of U.S. banks and credit unions
- 3–8 months3–8 mo1.15%
- 9–15 months9–15 mo3.49%
- 16–30 months16–30 mo1.76%
- 31–60 months31–60 mo2.12%
- QualifiedQualified3.49%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Yates City ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Fixed
Up to 3.49%APY · 9 terms
Early withdrawals on CDs are subject to penalty and may affect the annual percentage yields. Fees charged may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown91 Day term. Early withdrawals are subject to penalty | 1.05% | $0 |
| 6 monthsEarly withdrawals are subject to penalty | 1.15% | $57 |
| 9 monthsSpecial rate. Early withdrawals are subject to penalty | 3.49% | $261 |
| 12 monthsEarly withdrawals are subject to penalty | 1.26% | $126 |
| 18 monthsEarly withdrawals are subject to penalty | 1.51% | $227 |
| 24 monthsEarly withdrawals are subject to penalty | 1.61% | $325 |
| 30 monthsEarly withdrawals are subject to penalty | 1.76% | $446 |
| 42 monthsEarly withdrawals are subject to penalty | 2.02% | $725 |
| 60 monthsEarly withdrawals are subject to penalty | 2.12% | $1,106 |
Sources (1)
- bankofyatescity.com/resources/rates · captured Sep 17, 2026
Special-purpose accounts
IRA Fixed CD
Up to 3.29%APY · 5 terms
Early withdrawals on IRAs are subject to penalty and may affect the annual percentage yields. Fees charged may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawals are subject to penalty | 1.00% | $50 |
| 12 monthsEarly withdrawals are subject to penalty | 1.26% | $126 |
| 18 monthsSpecial rate. Early withdrawals are subject to penalty | 3.29% | $498 |
| 30 monthsEarly withdrawals are subject to penalty | 2.27% | $577 |
| 42 monthsEarly withdrawals are subject to penalty | 2.02% | $725 |
Sources (1)
- bankofyatescity.com/resources/rates · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.