Bank · FDIC insured
Bank of Yates City
A $89.1M bank headquartered in Yates City, IL, with 2 branches in Illinois. Best rates: CDs 3.49% and savings 0.70% APY.
Bank of Yates City Carrot Score
66
Carrot Score
Higher than 17% of U.S. banks and credit unions
#5 of 10 in Canton, IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Yates City
Established in 1871, the Bank of Yates City originally served individuals, local small businesses, and agriculture in its area.
In 1906, it merged with Peoples Bank, and in 1920 received a 99-year charter to conduct banking business in Illinois.
Operating as a locally owned independent bank in central Illinois, it opened a full-service branch in Farmington in 2012.
The bank offers lending services specializing in small business, farm, equipment, and livestock financing.
- Headquarters
- 107 E Main St, Yates City, IL 61572
- FDIC certificate
- 11715 ↗
Branches
2 branches in Illinois
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Illinois
2 branches
Galesburg area · 1
- Bank of Yates CityMain office107 E Main St, Yates City, IL 61572Directions
Canton area · 1
- Farmington Il Branch1010 E Fort St, Farmington, IL 61531Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.74% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 4.27% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.82% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $74 | $67 | — |
- CapitalLeverage ratio9.74%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent4.27%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.82%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$74Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Yates City are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.