Bank · FDIC insured
Pioneer Bank CD Rates
Pioneer Bank’s best CD rate is 4.00% APY on a 2-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Pioneer Bank’s CD rates compare
Compared with banks and credit unions near Mankato, MN, where Pioneer Bank has the most branches. $10,000, best rate first.
This bank’s best
Pioneer Bank
4.00%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $816
Certificate of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Affinity Plus
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Pioneer Bank CD score
83
CD score
Higher than 63% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pioneer Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.00%APY · 9 terms
Interest on consumer owned certificates is credited and compounded quarterly, unless otherwise noted. Subject to early withdrawal penalties: 30 days of interest on maturities of less than one year, 90 days of interest on maturities of one year to 35 months, and 12 months of interest on maturities of 36 months and greater. Certificates are automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm: 91 Days | 0.10% | $2 |
| 6 monthsTerm: 182 Days | 3.75% | $186 |
| 9 months | 3.50% | $261 |
| 12 months | 3.50% | $350 |
| 18 months | 3.25% | $491 |
| 24 months | 4.00% | $816 |
| 36 months | 3.00% | $927 |
| 48 months | 3.00% | $1,255 |
| 60 months | 3.25% | $1,734 |
Sources (1)
- bankwithpioneer.com/personal/certificate-of-deposit.html · captured Sep 18, 2026
Opening an account
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