Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 706–720 results
- Michigan Coastal Credit Union13 MO SPECIALCD · 13 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$467 over 13 months on $10,000intro ratePromotional rate · Effective Oct 15, 2026
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More details - Sun East Federal Credit Union13 Month Certificate SpecialCD · 13 months · $5,000 min
Credit union · Add a location to see nearby branches
4.30%APY$467 over 13 months on $10,000intro rateRequirements
Product: Limited-time 13-month certificate. New money required. After the initial term, renews automatically into a 12-month certificate at the then-current APY. Credit union membership required. Penalty for early withdrawal.
Offer: New money required: funds from another institution and not on deposit at Sun East Federal Credit Union within the prior 6 months. No stated maximum opening deposit. Limited time offer; rates/yields subject to change.
Promotional rate · 4.21% interest rate · Effective Sep 21, 2026
Rate checked
More details - HealthCare Associates Credit UnionCertificatesCD · 13 months · $500 min · 4.30%–4.50% by balance
Credit union · Add a location to see nearby branches
4.30%APY$467 over 13 months on $10,000Requirements
Product: $500 minimum to open an account. Compounded monthly, paid monthly. Penalties apply for early withdrawal. Rates effective as of 10/01/2026.
Offer: At maturity, 13-month certificates will automatically renew for a term of 12 months at the prevailing rate. Limited Time Offer.
4.22% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates Balance APY $500 – $24,999Your amount 4.30% $25,000 and up 4.50% Rate checked
More details - Loudoun Credit UnionShare CertificatesCD · 13 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$467 over 13 months on $10,000intro rateRequirements
Product: On all Certificates: Dividends are calculated on Daily Balance method, compounded and paid Quarterly. $1,000.00 minimum deposit. CD withdrawal penalties: up to 1 year: 90 days interest, over 1 year: 180 days interest. Additional promotions do not apply to 13 month special.
Offer: 13 Month Special. Additional promotions do not apply to 13 month special.
Promotional rate · 4.25% interest rate
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More details - First Service BankCertificate of Deposit AccountCD · 13 months · $10,000 min
Bank · Add a location to see nearby branches
4.30%APY$467 over 13 months on $10,000Requirements
Product: All CD accounts require $10,000 minimum deposit to open. Early withdrawal penalty applies. Fees may reduce earnings.
Offer: Early withdrawal will result in a penalty. Fees may reduce earnings. Stated APR is 4.23%.
4.23% interest rate · Effective Sep 1, 2026
Rate checked
More details - Iowa State BankCertificates of DepositCD · 14 months · $5,000 min
Bank · Add a location to see nearby branches
4.30%APY$503 over 14 months on $10,000intro rateRequirements
Product: A substantial penalty may be imposed for early withdrawal from any of the above certificates of deposit investments. A 10-day grace period is provided upon maturity of the Certificate of Deposit to make changes or withdrawals without penalty. Fees may reduce earnings.
Offer: CD Special. Limited Time Only. Compound frequency: Semi Annual. A substantial penalty may be imposed for early withdrawal.
Promotional rate · 4.25% interest rate · Effective Oct 14, 2026
Rate checked
More details - InFirst Federal Credit UnionShare Certificate SpecialsCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$540 over 15 months on $10,000intro rateRequirements
Product: Must be entirely funded with new money (funds not currently on deposit at InFirst FCU). Limit 4 per member. No add-on features. Minimum opening balance $1,000; maximum balance $750,000. At maturity, automatically rolls over to the next-lowest standard certificate term (7-month to 6-month, 11-month to 6-month, 15-month to 1-year). Early withdrawal penalty applies. Membership required.
Offer: Must be entirely funded with new money. Limit 4 per member. No add-on features. At maturity rolls over to 1-year standard certificate term. Early withdrawal penalty applies. Membership required.
Promotional rate · 4.23% interest rate · Balance cap $750,000 · Effective Oct 1, 2026
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More details - BCUNew Money CD SpecialsCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$540 over 15 months on $10,000intro rateRequirements
Product: Must fund with new money, defined as funds deposited into BCU within the last 30 days and not previously on deposit within 90 days. $500 minimum opening deposit. Early withdrawal penalty applies.
Offer: Rewards APY tier. Requires new money.
Promotional rate · 4.22% interest rate
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More details - Greater Iowa Credit UnionSpecial Share CertificatesCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$540 over 15 months on $10,000Requirements
Product: Minimum balance to open: $1,000. Interest compounded monthly unless paid directly to you. Early withdrawal penalty of 90 days of interest will be imposed on certificates with a term of one year or less and 180 days of interest on certificates with a term greater than one year. Early withdrawal penalty may be deducted from principal amount. Withdrawal of earnings could reduce APY.
Offer: Special Share Certificates - Special rates and special features. Early withdrawal penalty of 180 days of interest on certificates with a term greater than one year.
4.22% interest rate · Compounded monthly · Effective Oct 6, 2026
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More details - Centric Federal Credit UnionRegular CertificateCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$540 over 15 months on $10,000Requirements
Product: Penalty for early withdrawal. The annual percentage yield, the annual percentage yield earned, and the dividend rate shall be rounded to the nearest one-hundredth of one percentage point (.01%) and expressed to two decimal places.
Offer: Penalty for early withdrawal.
4.22% interest rate · Effective Sep 28, 2026
Rate checked
More details - 4.30%APY$540 over 15 months on $10,000
Requirements
Product: Early withdrawal penalty equals 180 days interest on principal amount withdrawn.
4.22% interest rate · Effective Oct 15, 2026
Rate checked
More details - Carolinas Telco Federal Credit UnionShare Certificate AccountsCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$540 over 15 months on $10,000Requirements
Product: Must deposit or maintain minimum required share(s) in a Prime Share Savings account ($5.00 par value). Dividends compounded and credited monthly. Dividends calculated using the average daily balance method. Penalty applies for early withdrawal. Account automatically renews at maturity unless specified otherwise.
4.22% interest rate · Effective Oct 13, 2026
Rate checked
More details - Mobility Credit UnionLimited Time 15-Month Certificate SpecialCD · 15 months · $5,000 min
Credit union · Add a location to see nearby branches
4.30%APY$540 over 15 months on $10,000intro rateRequirements
Product: Minimum deposit of $5,000. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
Promotional rate · 4.23% interest rate · Effective Sep 24, 2026
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More details - First National Bank in TaylorvilleCertificates of DepositCD · 15 months · $1,000 min
Bank · Add a location to see nearby branches
4.30%APY$540 over 15 months on $10,000Requirements
Product: Automatically renewable. Interest may be compounded, paid directly to another FNBT deposit account, or paid by check. A penalty may be imposed for early withdrawal.
Offer: Special Rate. Minimum Daily Balance of $1,000.00 required to obtain APY.
4.22% interest rate · Effective Oct 2, 2026
Rate checked
More details - Members Plus Credit UnionMembers Plus Certificate of DepositCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$540 over 15 months on $10,000Requirements
Product: Fixed-rate accounts that remain in effect until maturity. Penalty may apply for early withdrawal. Dividends assumed to remain on deposit until maturity.
4.21% interest rate · Effective Sep 24, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
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- Synchrony BankBank