Credit union · NCUA insured
HealthCare Associates Credit Union
A $486.4M credit union headquartered in Lisle, IL, with 29,705 members and 4 branches in Illinois. Best rates: CDs 4.50% and savings 0.35% APY.
HealthCare Associates Credit Union Carrot Score
85
Carrot Score
Higher than 69% of U.S. banks and credit unions
#40 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About HealthCare Associates Credit Union
HealthCare Associates Credit Union is a member-owned credit union headquartered in Lisle, Illinois, with branch locations in Oak Lawn, Des Plaines, and Winfield.
The credit union announced a merger with BCU.
- Headquarters
- 2441 Warrenville Rd Ste 400, Lisle, IL 60532-0927
- NCUA charter
- 65421
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who resides or works in the defined Des Plaines Area community charter.
- Membership is open to anyone who resides or works in the defined DuPage County community charter area.
- Membership is open to anyone who resides or works in the defined Oak Lawn Area community charter.
Employers and groups
- Membership is open to individuals who work for or belong to an eligible healthcare association.
Family and household
- Membership is open to individuals who have an immediate family or household member who is a current member.
Other ways
- Membership is open to individuals who make a donation to Credit Unions for Kids (CU4Kids).
Branches
4 branches in Illinois
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Illinois
4 branches
- Lisle OfficeMain office2441 Warrenville Rd Ste 400, Lisle, IL 60532Directions
- Des Plaines Branch249 S River Rd, Des Plaines, IL 60016Directions
- Oak Lawn Branch4710 W 95th St Ste A2, Oak Lawn, IL 60453Directions
- Winfield Branch27W460 Chicago Ave Ste A, Winfield, IL 60190Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.53% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.16% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.45% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $85 | $76 | — |
- CapitalNet worth ratio14.53%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.16%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.45%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$85Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of HealthCare Associates Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.