Bank · FDIC insured
First National Bank in Taylorville CD Rates
First National Bank in Taylorville’s best CD rate is 4.30% APY on a 15-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How First National Bank in Taylorville’s CD rates compare
Compared with banks and credit unions near Taylorville, IL, where First National Bank in Taylorville has the most branches. $10,000, best rate first.
This bank’s best
First National Bank in Taylorville
4.30%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $540
Certificates of Deposit
Top rate
First National Bank of Pana
4.40%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $440
3rd-highest rate
Heartland Bank and Trust Company
4.10%APY
- Term
- 23 months
- Minimum
- $5,000
- Earns on $10,000
- $801
First National Bank in Taylorville CD score
79
CD score
Higher than 48% of U.S. banks and credit unions
- 3–8 months3–8 mo2.17%
- 9–15 months9–15 mo4.30%
- 16–30 months16–30 mo2.89%
- 31–60 months31–60 mo1.11%
- QualifiedQualified4.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank in Taylorville ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.30%APY · 14 terms
Automatically renewable. Interest may be compounded, paid directly to another FNBT deposit account, or paid by check. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum Daily Balance of $1,000.00 required to obtain APY | 0.25% | $6 |
| 6 monthsMinimum Daily Balance of $1,000.00 required to obtain APY | 0.30% | $15 |
| 7 monthsMinimum Daily Balance of $1,000.00 required to obtain APY | 2.17% | $126 |
| 9 monthsSpecial Rate. Minimum Daily Balance of $1,000.00 required to obtain APY | 3.76% | $281 |
| 11 monthsMinimum Daily Balance of $1,000.00 required to obtain APY | 2.48% | $227 |
| 12 monthsMinimum Daily Balance of $1,000.00 required to obtain APY | 0.40% | $40 |
| 13 monthsMinimum Daily Balance of $1,000.00 required to obtain APY | 0.45% | $49 |
| 15 monthsSpecial Rate. Minimum Daily Balance of $1,000.00 required to obtain APY | 4.30% | $540 |
| 18 monthsMinimum Daily Balance of $1,000.00 required to obtain APY | 0.50% | $75 |
| 24 monthsMinimum Daily Balance of $1,000.00 required to obtain APY | 0.65% | $130 |
| 30 monthsSpecial Rate. Minimum Daily Balance of $1,000.00 required to obtain APY | 2.89% | $738 |
| 36 monthsMinimum Daily Balance of $1,000.00 required to obtain APY | 0.80% | $242 |
| 48 monthsMinimum Daily Balance of $1,000.00 required to obtain APY | 0.90% | $365 |
| 60 monthsMinimum Daily Balance of $1,000.00 required to obtain APY | 1.11% | $567 |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.