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Bank · FDIC insured

First Service Bank CD Rates

Top Carrot, Carrot Score 93Top Carrot

First Service Bank’s best CD rate is 4.30% APY on a 13-month CD. Terms run from 6 months to 2 years. Rates checked October 22, 2026.

How First Service Bank’s CD rates compare

Compared with banks and credit unions near Little Rock, AR, where First Service Bank has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 93

    This bank’s best

    First Service Bank

    4.30%APY

    Term
    13 months
    Minimum
    $10,000
    Earns on $10,000
    $467

    Certificate of Deposit Account

  • Top Carrot, Carrot Score 95

    Top rate

    Hurricane Creek Federal Credit Union

    4.50%APY

    Term
    12 months
    Minimum
    $500
    Earns on $10,000
    $450

    Hurricane Creek Federal Credit Union rates

  • 2nd-highest rate

    Arkansas Federal Credit Union

    4.50%APY

    Term
    12 months
    Minimum
    $1,000
    Earns on $10,000
    $450

    Arkansas Federal Credit Union rates

Compare CD rates near you →

First Service Bank CD score

89

CD score

Higher than 90% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo4.20%
  • 9–15 months9–15 mo4.30%
  • 16–30 months16–30 mo4.00%
  • QualifiedQualified4.30%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First Service Bank ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details
← First Service Bank overview