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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 631–645 results
- Vida Federal Credit UnionCertificates of DepositCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Terms from 3 to 60 months. Dividends paid monthly and may be added to certificate or paid out to another Vida account. Upon maturity, 7 calendar day grace period to renew, change terms/balance, or withdraw without penalty; otherwise auto-renews at prevailing rate. Early withdrawal penalties apply. $0 monthly fee.
Offer: Early withdrawal penalty 90 days of dividends. Dividend rate 3.75%.
3.75% interest rate · Effective Oct 21, 2026
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More details - EdiFi Credit UnionCertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Effective Oct 22, 2026
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More details - DuPont Community Credit UnionCertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Dividends compounded monthly and paid monthly. Early withdrawal penalty: 6 months to 18 months = 3 month dividends whether earned or not; 2 years to 5 years = 6 month dividends whether earned or not. Automatic renewal. Fees may reduce earnings on your accounts. Membership required.
Offer: Early withdrawal penalties may apply (6 months to 18 months = 3 month dividends whether earned or not). Automatic renewal. Fees may reduce earnings.
3.75% interest rate · Compounded monthly · Effective Feb 1, 2022
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More details - Valley Credit UnionTerm Share CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000intro rateRequirements
Product: Compounding monthly. Penalty for early withdrawal. $25 minimum deposit on Regular Savings account required for membership. No setup or maintenance fees.
Offer: Compounding monthly. A penalty applies for early withdrawal.
Promotional rate · 3.75% interest rate · Effective Oct 1, 2026
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More details - The County Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Dividends are compounded daily and paid monthly.
3.75% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - City Federal Credit UnionShare CertificatesCD · 18 months · $2,500 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Early withdrawal penalties apply to term Share Certificates. Early withdrawal penalty may reduce earnings on account.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Desco Federal Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Add .10% to the rate for an amount of $50,000 to $74,999.99. Add .20% to the rate for an amount of $75,000 and over. Certificates must be at least $2,500 to qualify for monthly dividend payments. Advantage Plus Checking PLUS Benefit: .25 added to Share Certificates of $25,000 or more.
Offer: Certificates must be at least $2,500 to qualify for monthly dividend payments. Add .10% to the rate for $50,000 to $74,999.99; add .20% for $75,000 and over.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Yuma County Federal Credit UnionCertificates of DepositCD · 18 months · $500 min · 3.56%–4.08% by balance
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Membership eligibility required. Dividends will be compounded and credited semi-yearly. A penalty may be imposed for early withdrawal.
Offer: Dividends compounded and credited semi-yearly; early withdrawal penalty may apply.
3.50% interest rate · Effective Jul 8, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and up 3.56% $10,000 and upYour amount 3.82% $50,000 and up 4.08% Rate checked
More details - Magnolia Federal Credit UnionShare CertificatesCD · 18 months · $1,000 min · 2.27%–3.82% by balance
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Minimum balance of $1,000 required to open and obtain advertised APY for standard tiers, or $2,500 for higher-rate tiers. A penalty may be imposed for early withdrawal. Rates vary by branch location (Mississippi / Texas).
2.25% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and up 2.27% $2,500 and upYour amount 3.82% Rate checked
More details - Eagle One Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Dividends are posted monthly based on the average daily balance. Early withdrawal penalties apply. Insured up to $250,000 by NCUA.
3.75% interest rate · Effective Oct 8, 2026
Rate checked
More details - Texas Plains Federal Credit UnionShare CertificatesCD · 18 months · $5,000 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,0003.75% interest rate · Effective Sep 28, 2026
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More details - Mobility Credit UnionCertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Minimum opening balance of $500 for lowest tier. Minimum deposit requirements range from $500 to $250,000 depending upon the rate tier. Terms of 3, 6, 9, 12, 18, 24, 36, 48 and 60 months available; call for rates on terms longer than 24 months. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
3.75% interest rate · Effective Sep 17, 2026
Rate checked
More details - First National Bank in OlneyCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000Requirements
Product: Automatically renewable at maturity unless otherwise stated. Penalties for early withdrawal will be 1 month, 3 months, 6 months, or 12 months interest on the amount withdrawn depending on the term.
Offer: Compounding frequency: Monthly.
3.75% interest rate · Effective Sep 15, 2026
Rate checked
More details - Grow FinancialCertificate AccountCD · 18–23 months · $500 min · 3.82%–3.92% by balance
Credit union · Add a location to see nearby branches
3.82%APYRequirements
Product: Minimum balance of $500.00 required to open and maintain the account; account will be closed if balance falls below requirements. Membership required.
Offer: Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY.
3.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate Account Balance APY $500 – $100,000Your amount 3.82% $100,000 and up 3.92% Rate checked
More details - Town & Country Federal Credit UnionCertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$578 over 18 months on $10,000intro rateRequirements
Product: Penalties may apply for early withdrawal. Requires $500 minimum opening deposit. Dividends can be withdrawn when and how desired. Automatically rolls over at maturity.
Offer: Special promotional rate.
Promotional rate · 3.75% interest rate · Effective Oct 1, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,154 CDs at 2,793 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.90%
- Credit unions, typical
- 3.30%
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- Synchrony BankBank