Bank · FDIC insured
First National Bank in Olney
A $469.3M bank headquartered in Olney, IL, with 6 branches in Illinois. Best rates: CDs 4.59% and savings 0.60% APY.
First National Bank in Olney Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#89 of 281 in IllinoisHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank in Olney
- Headquarters
- 101 E Main St, Olney, IL 62450
- FDIC certificate
- 14567 ↗
Branches
6 branches in Illinois
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Illinois
6 branches
Olney area · 2
- First National Bank in OlneyMain office101 E Main St, Olney, IL 62450Directions
- Olney Drive-In Facility400 S Whittle Ave, Olney, IL 62450Directions
Ingraham area · 1
- Ingraham Branch2567 Ingraham Ln, Ingraham, IL 62434Directions
Newton area · 1
- Newton Banking Center Branch1706 W Jourdan St, Newton, IL 62448Directions
Oblong area · 1
- Oblong Branch203 W Main St, Oblong, IL 62449Directions
Robinson area · 1
- Robinson Branch1719 W Main St, Robinson, IL 62454Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.83% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.60% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.20% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $56 | $81 | — |
- CapitalLeverage ratio10.83%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.60%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.20%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$56Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank in Olney are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.