Credit union · NCUA insured
Yuma County Federal Credit Union
A $53.6M credit union headquartered in Yuma, CO, with 2,364 members and 2 branches in Colorado. Best rates: CDs 4.87% and savings 2.53% APY.
Yuma County Federal Credit Union Carrot Score
84
Carrot Score
Higher than 66% of U.S. banks and credit unions
#34 of 103 in ColoradoHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Yuma County Federal Credit Union
Founded in 1949, Yuma County Federal Credit Union is headquartered in Yuma, Colorado.
Owned and governed by its members, the credit union opened a branch in Wray and adopted its current name in 1994.
- Headquarters
- 419 W 8th Ave, Yuma, CO 80759
- NCUA charter
- 6424
Branches
2 branches in Colorado
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Colorado
2 branches
Yuma area · 1
- Yuma County Federal Credit UnionMain office419 W 8th Ave, Yuma, CO 80759Directions
Wray area · 1
- Yuma County Federal Credit Union401 Main St, Wray, CO 80758Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.92% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.92% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $52 | $59 | — |
- CapitalNet worth ratio12.92%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.92%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$52Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Yuma County Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.