Best CD rates and certificates

Requirements

Product: Must meet field of membership requirements and pay a one-time non-refundable membership fee. Must maintain regular share savings account ($25 par value share). Minimum balance to open ranges from $500 to $1,000; must maintain minimum daily balance to earn APY. If balance falls below, certificate will be cancelled and balance transferred to regular share savings.

Offer: 90 DAY CERTIFICATE

Requirements

Product: WPCCU membership required. Minimum opening balance of $1,000. Compounded daily and paid quarterly. Can be used as collateral for consumer loans. Early withdrawal penalties apply. Fees could reduce earnings.

Requirements

Product: CDs for bond or court ordered purposes may be opened with a minimum balance of $0.01 and are only available under $1,000. New CDs with a balance of $5,000,000 or more require approval. Early withdrawal penalty applies.

Offer: CDs for bond or court ordered purposes may be opened with a minimum balance of $0.01 and are only available under $1,000. Early withdrawal penalty applies. New CDs with a balance of $5,000,000 or more require approval.

Requirements

Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.

Offer: Relationship rate requires Direct Deposit Checking.

Requirements

Product: Regular (non-Jumbo) Certificate. Membership required. $500 minimum to open except 11-month promotional Certificate. Dividends compounded and credited quarterly except the 11-month promotion (monthly). Additional deposits not permitted after opening. Automatically renews at maturity. Star Member is a member with $25,000 in combined deposits and/or loans; Business and Association accounts are not eligible.

Offer: Star Member rate: $25,000 in combined deposits and/or loans; Business and Association accounts not eligible. Membership required. Dividends compounded and credited quarterly.

Requirements

Product: Flexible terms from 3 months to 10 years with $500 minimum deposit. Dividends paid monthly. Automatic renewal at maturity. A penalty will be imposed for early withdrawal. Actual certificate dividend rate and APY are based on the rate in effect on date of deposit. APY assumes dividends remain on deposit until maturity; dividend withdrawal reduces earnings. Membership eligibility required.

Requirements

Product: Minimum $500 deposit Short and long-term maturities that range from 3 months to 5 years Competitive fixed interest rates Interest paid quarterly Early withdrawals subject to penalty CD automatic renews at maturity with the new interest rate and same maturity term so you may continue to earn a higher rate of return FDIC insured

Requirements

Product: Rates are subject to change without notice. Early withdrawal penalty is equal to 30 to 90 days of dividends on funds withdrawn prior to maturity. Federally insured up to $250,000.

Requirements

Product: Dividends compound quarterly. Early withdrawal penalty applies. $500 min. to open regular certificates.

Requirements

Product: The Annual Percentage Yield (APY) on Certificates of Deposit assumes interest remains on deposit until maturity; a withdrawal of interest prior to maturity will reduce earnings. Penalties for early withdrawal of principal could reduce earnings, whether earned or not. Interest accrues using the daily balance method at the interest rate in effect for that balance tier.

Offer: Interest compounded: None; Interest credited: At Maturity

Requirements

Product: For CDs from $1,000 up to and including $99,999. Fixed interest rate, compounded daily. Online account opening requires minimum 3 month term and deposit less than $100,000 funded via existing Zions Bank account or wire transfer. Early withdrawal penalties apply.

Offer: Term 3 MONTHS. Fixed rate. Rates displayed for Idaho and Utah.

Requirements

Product: Earn more than traditional savings with no monthly maintenance fees. Membership and eligibility requirements apply, requiring a $5 one-time nonrefundable membership fee and a minimum initial deposit of $5.

Requirements

Product: Penalty for early withdrawal.

Offer: Penalty for early withdrawal.

Requirements

Product: All new CDs will be quarterly transfer of interest to savings account.

Offer: Interest paid at maturity. Quarterly transfer of interest to savings account.

Requirements

Product: Membership is open to persons who live, worship, attend school, or work within a 25-mile radius of the Alamo Post Office in Alamo, NV, or immediate family/household members of current members. Maximum share limit per account is $250,000.00.