Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 556–570 results
- Star of Texas Credit UnionCertificate of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$273 over 9 months on $10,000intro rateRequirements
Product: Early withdrawal penalties apply if surrendered prior to term maturity. Minimum amount to earn APY is $1,000. Federally insured up to $250,000 by NCUA.
Offer: Minimum amount to earn is $1,000 unless otherwise stated. Early withdrawal penalties apply if surrendered prior to term maturity.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - Royal Credit UnionCertificatesCD · 9 months · $0 min
Credit union · Add a location to see nearby branches
3.65%APY$273 over 9 months on $10,000Requirements
Product: Membership required and account opening upon qualification. Substantial penalty for early withdrawal. Dividends calculated daily, compounded and paid monthly.
3.59% interest rate · Effective Jul 6, 2026
Rate checked
More details - Bank of SteinauerCertificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$273 over 9 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal on Certificate of Deposits. Rates may change after the account is opened. Fees may reduce earnings.
3.60% interest rate · Effective Sep 28, 2026
Rate checked
More details - Community Credit UnionShare Term CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$273 over 9 months on $10,000Requirements
Product: Early withdrawal subject to penalty. Subject to change without notice.
Effective Sep 28, 2026
Rate checked
More details - Lakeside BankCertificate of DepositCD · 9 months · $2,500 min
Bank · Add a location to see nearby branches
3.65%APY$273 over 9 months on $10,000intro rateRequirements
Product: Amount required to open varies by CD. Maximum $250,000.00. Funds must remain on deposit throughout the specified period; funds may not be added once opened. Interest compounded and credited quarterly. Early withdrawal subject to penalty.
Offer: 9-month CD. Rolls into a six-month CD at maturity at the rate in effect at that time.
Promotional rate · Balance cap $250,000 · Effective Sep 24, 2026
Rate checked
More details - Mascoma BankCertificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$273 over 9 months on $10,0003.59% interest rate · Effective Sep 18, 2026
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More details - Profed Credit UnionCertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$273 over 9 months on $10,000Requirements
Product: Membership at ProFed is required. Early withdrawal penalties may apply. Must maintain minimum daily balance to obtain disclosed APY.
3.59% interest rate · Effective Sep 15, 2026
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More details - STAR Financial BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$273 over 9 months on $10,000with conditionsRequirements
Product: APY quoted requires an active STAR checking relationship. Penalty may apply for early withdrawal. APYs can change at any time.
Offer: APY quoted requires an active STAR checking relationship. Compound frequency monthly. Penalty may apply for early withdrawal.
Qualified rate · Effective May 27, 2026
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More details - Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$273 over 9 months on $10,000with conditionsRequirements
Product: Minimum opening balance of $500. $5 member savings balance required for membership. Rates subject to change. Early withdrawal penalty may apply.
Offer: Standard rate.
Qualified rate · 3.59% interest rate · Effective Sep 18, 2026
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More details - COPFCUSavings CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$273 over 9 months on $10,000Requirements
Product: $1,000 minimum to open. Terms range from 3 months to 5 years. Fixed rate guaranteed for the selected term. Penalties apply for early closure or withdrawal.
3.59% interest rate · Effective Sep 1, 2026
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More details - 3.65%APY$273 over 9 months on $10,000intro rate
Requirements
Product: To open a CD online, must be a resident of specific Missouri counties (Adair, Chariton, Clark, Knox, Lewis, Linn, Macon, Marion, Monroe, Putnam, Ralls, Randolph, Schuyler, Scotland, Shelby, Sullivan), otherwise call or use online/mobile banking app. CD APYs are based on quarterly compounding. Fees could reduce earnings. Substantial penalty for early withdrawal.
Offer: 9 Month Special. Minimum balance required to open account and obtain Annual Percentage Yield.
Promotional rate · 3.60% interest rate · Effective Jan 6, 2026
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More details - Technology Credit UnionConsumer CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$273 over 9 months on $10,000Requirements
Product: Dividends calculated daily. Terms of 1 year or more compounded and paid quarterly; terms under 1 year paid at maturity. Monthly dividend payout to Checking/Savings available for in-person accounts with terms of 6+ months. Automatically renews at maturity. Early withdrawal penalty applies.
3.63% interest rate · Effective Sep 1, 2026
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More details - Central National BankCertificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.62%APY$270 over 9 months on $10,000Requirements
Product: Minimum to open and obtain the APY is $1,000.
Offer: Minimum to open and obtain the APY is $1,000.
Rate checked
More details - United Community BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.62%APY$270 over 9 months on $10,000Requirements
Product: CDs opened online have a maximum deposit limit of $500,000. Interest on CDs 12 months or less paid at maturity; longer than 12 months paid annually. Penalty for early withdrawal will apply. Automatic renewal.
Offer: $1,000 minimum deposit required to open and earn stated APY. Max online deposit $500,000. Interest paid at maturity.
Effective Oct 1, 2026
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More details - Athol Credit UnionCertificate (CDs)CD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.61%APY$269 over 9 months on $10,000Requirements
Product: Must be an ACU member and maintain a $5 savings account. Minimum balance to open is $500. Maximum of $250,000 per member (call for larger deposits). Not available for IRAs. APY assumes interest remains on deposit until maturity. Early withdrawal penalties may apply and could reduce earnings.
Offer: Interest compounded monthly. APY assumes interest remains on deposit until maturity. Early withdrawal penalties may apply. Must maintain a $5 savings account. Maximum $250,000 per member (call for larger deposits). Not available for IRAs.
3.55% interest rate · Compounded monthly · Balance cap $250,000 · Effective Jan 6, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank