Bank · FDIC insured
Lakeside Bank CD Rates
Lakeside Bank’s best CD rate is 4.00% APY on a 13-month CD. Terms run from 3 months to 13 months. Rates checked October 16, 2026.
How Lakeside Bank’s CD rates compare
Compared with banks and credit unions in Illinois, where Lakeside Bank has the most branches. $10,000, best rate first.
This bank’s best
Lakeside Bank
4.00%APY
- Term
- 13 months
- Minimum
- $2,500
- Earns on $10,000
- $434
Certificate of Deposit
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.00%APY · 4 terms
Amount required to open varies by CD. Maximum $250,000.00. Funds must remain on deposit throughout the specified period; funds may not be added once opened. Interest compounded and credited quarterly. Early withdrawal subject to penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day CD. Rolls into another 91 day CD at maturity at the rate in effect at that time | 3.00% | $74 |
| 9 months9-month CD. Rolls into a six-month CD at maturity at the rate in effect at that time | 3.65% | $273 |
| 12 months12-month CD. Rolls over into a 12-month term at maturity at the rate in effect at that time | 3.00% | $300 |
| 13 months13-month CD. Rolls over into a 12-month term at maturity at the rate in effect at that time | 4.00% | $434 |
Sources (1)
- lakesidebank.com/products-serv…ersonal/personal-savings · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.