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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 511–525 results

  1. Desert FinancialSavings CertificateCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000intro rate
  2. Top Carrot, Carrot Score 91
    PECUCDCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000
  3. Top Carrot, Carrot Score 88
    Pathways Financial Credit UnionShare CertificatesCD · 36 months · $500 min · 3.90%–4.00% by balance

    Credit union · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000
  4. Adventure Credit UnionCertificate of DepositCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000
  5. Top Carrot, Carrot Score 87
    Fidelity BankCertificate of Deposit (CD)CD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000
  6. Top Carrot, Carrot Score 88
    Middlesex Savings BankFreedom Platinum Certificate of DepositCD · 36 months · $250 min

    Bank · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000with conditions
  7. Top Carrot, Carrot Score 87
    Cape Cod 5Certificates of Deposit (CDs)CD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000with conditions
  8. Denver Fire Department Federal Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000
  9. Top Carrot, Carrot Score 90
    Baptist Credit UnionCertificate of DepositCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000
  10. MemberSource Credit UnionTerm Share CertificatesCD · 36 months · $500 min · 3.90%–4.00% by balance

    Credit union · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000
  11. Top Carrot, Carrot Score 87
    POPA Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min · 3.85%–4.05% by balance

    Credit union · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000
  12. Top Carrot, Carrot Score 89
    Firefighters First Credit UnionRegular Share Certificate AccountsCD · 36 months · $1,000 min · 3.90%–4.00% by balance

    Credit union · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000
  13. Top Carrot, Carrot Score 89
    Education First Credit UnionCertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000
  14. Citizens Savings BankCertificates of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000
  15. Top Carrot, Carrot Score 88
    Spring BankCertificates of DepositCD · 36 months · $1,000 min · 3.90%–4.20% by balance

    Bank · Add a location to see nearby branches

    3.90%APY$1,216 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,160 CDs at 3,669 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate