Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 496–510 results
- Regional Missouri BankCertificates of Deposit (CDs)CD · 36 months · $1,000 min · 3.91%–4.06% by balance
Bank · Add a location to see nearby branches
3.91%APY$1,219 over 36 months on $10,000Requirements
Product: Fixed rate for initial term. Penalty for early withdrawal may apply; early withdrawal fees may reduce earnings and could reduce principal deposit. No setup or maintenance fees.
Offer: APY assumes quarterly compounding of interest. Early withdrawal penalty for 1 to 3-year maturity is 180 days interest.
3.85% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $1,000 and upYour amount 3.91% $50,000 and upJumbo CD. 4.06% Rate checked
More details - Energize Credit UnionCertificates of DepositCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.91%APY$1,219 over 36 months on $10,000intro rateRequirements
Product: Dividends compounded quarterly. Penalty for early withdrawal. Maximum deposit limit of $300,000. Jumbo bonus offers +5 bps over $50,000 and +10 bps over $100,000 (does not apply to 13-month special). Rate match available up to 25 bps against competitors.
Offer: Dividends compounded quarterly. Early withdrawal penalty applies. Competitor rate match up to 25 bps. Jumbo bonus of +5 bps for balances over $50,000 and +10 bps over $100,000.
Promotional rate · 3.85% interest rate · Compounded quarterly · Balance cap $300,000
Rate checked
More details - Highmark Federal Credit UnionCertificates of DepositCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.91%APY$1,219 over 36 months on $10,000with conditionsRequirements
Product: Early withdrawal penalty is half the remaining dividends at the time of withdrawal. Honors and Platinum rates apply to Honors and Platinum Rewards Members (* indicates Dividend Rate). Honors Rate and Platinum Rate bumps do not apply to Limited Time Only specials.
Offer: Applies to Platinum Rewards Members (* indicates Dividend Rate).
Qualified rate · 3.84% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.91%APY$1,219 over 36 months on $10,000
Requirements
Offer: 3 Year term. Early withdrawal penalty: 4 Month's Interest.
3.85% interest rate · Effective Sep 24, 2026
Rate checked
More details - Nashville Firemen’s Credit UnionShare CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.91%APY$1,219 over 36 months on $10,000Requirements
Product: Rates stated as APY. Certificate rates are set for the term of the account. $1,000 minimum balance required. Early withdrawal penalty applies.
Effective Oct 1, 2026
Rate checked
More details - First Nebraska BankCertificates of DepositCD · 36 months · $500 min
Bank · Add a location to see nearby branches
3.91%APY$1,219 over 36 months on $10,000Requirements
Product: Must be 18 or older and a resident of Nebraska, Iowa, South Dakota or Kansas. Substantial penalty may be imposed for early withdrawal (except No Penalty certificate).
Offer: Compounded quarterly. Substantial penalty may be imposed for early withdrawal.
3.85% interest rate · Compounded quarterly · Effective Oct 4, 2026
Rate checked
More details - Security First BankTraditional Time Deposit AccountsCD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
3.91%APY$1,219 over 36 months on $10,000Requirements
Offer: Interest cannot remain on deposit; payout of interest is mandatory. Early withdrawal penalty applies.
Effective Oct 5, 2026
Rate checked
More details - 3.91%APY$1,218 over 36 months on $10,000
Requirements
Product: Must meet credit union membership eligibility requirements. Minimum balance required. Early withdrawal penalties apply.
3.85% interest rate
Rate checked
More details - Abbott Laboratories Employees Credit UnionCertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$1,216 over 36 months on $10,000intro rateRequirements
Product: Dividends are paid monthly based on the daily average balance. Automatically reinvested dividends for maximum compounding. Penalty may be imposed on early withdrawal.
Promotional rate · 3.83% interest rate · Effective Oct 1, 2026
Rate checked
More details - Sharefax Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$1,216 over 36 months on $10,000with conditionsRequirements
Product: Rates are subject to change. Please check with a Member Service Representative. Business account holders do not qualify for Relationship Rates. Dividends are compounded monthly and credited monthly on the last day of the month and at maturity.
Offer: Silver relationship tier
Qualified rate · 3.83% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - Sharefax Credit UnionBump Share CertificatesCD · 36 months · $10,000 min
Credit union · Add a location to see nearby branches
3.90%APY$1,216 over 36 months on $10,000with conditionsRequirements
Product: Business account holders do not qualify for Jump or Relationship Rates. IRA and HSA share certificates are not eligible for bumps. Rates are subject to change. Please check with a Member Service Representative.
Offer: Silver relationship tier
Qualified rate · 3.83% interest rate · Effective Oct 5, 2026
Rate checked
More details - Friends and Family Credit UnionShare CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$1,216 over 36 months on $10,000with conditionsRequirements
Product: Rates categorized by Family Advantage Tiers (Platinum, Gold, Silver, Bronze) based on household loans, deposits, or investments with Friends and Family Credit Union. Dividends paid quarterly. $1,000 minimum deposit required to open.
Offer: Family Advantage Silver tier.
Qualified rate · 3.84% interest rate · Effective Oct 23, 2026
Rate checked
More details - Wichita Federal Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$1,216 over 36 months on $10,000Requirements
Product: Minimum opening deposit: $500. Terms available from 3 months to 5 years. Automatic renewal available at maturity. Early withdrawal penalty applies (90 days interest for terms up to 6 months, 180 days interest for terms 1 year and longer).
Offer: Early withdrawal penalty: 180 days interest. Dividend period: Quarterly.
3.84% interest rate · Effective Sep 30, 2025
Rate checked
More details - Bank of UtahCertificates of Deposit (CDs)CD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
3.90%APY$1,216 over 36 months on $10,000Requirements
Product: Must be 18 years of age or older. Daily balance method used to calculate interest. Interest compounded and credited quarterly on terms of 1 year or more, and at maturity on terms of less than 1 year. Early withdrawal penalty applies.
Offer: 3 Years term. Open online or in branch.
3.84% interest rate · Effective Oct 21, 2026
Rate checked
More details - Rogue Credit UnionTreasure Valley Certificates $500 or MoreCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$1,216 over 36 months on $10,000Requirements
Product: Treasure Valley rates. Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
3.83% interest rate · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 3-year CDs pay nationwide
4,160 CDs at 3,669 banks and credit unions · checked Oct 22–24
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.15%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank