Credit union · NCUA insured
Energize Credit Union
A $25.7M credit union headquartered in Oklahoma City, OK, with 3,094 members and 1 branch in Oklahoma. Best rates: CDs 4.47% and savings 0.15% APY.
Energize Credit Union Carrot Score
72
Carrot Score
Higher than 31% of U.S. banks and credit unions
#32 of 47 in Oklahoma City, OK metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Energize Credit Union
- Headquarters
- 2325 E I 44 Service Rd, Oklahoma City, OK 73111-8219
- NCUA charter
- 60994
Branches
1 branch in Oklahoma
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Oklahoma
1 branch
- ECU OfficeMain office2325 E I 44 Service Rd, Oklahoma City, OK 73111Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.83% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.81% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.49% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $88 | $59 | — |
- CapitalNet worth ratio13.83%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.81%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.49%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$88Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Energize Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.