Bank · FDIC insured
First Nebraska Bank CD Rates
First Nebraska Bank’s best CD rate is 3.96% APY on a 5-year CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How First Nebraska Bank’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where First Nebraska Bank has the most branches. $10,000, best rate first.
This bank’s best
First Nebraska Bank
3.96%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,143
Certificates of Deposit
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
First Nebraska Bank CD score
85
CD score
Higher than 70% of U.S. banks and credit unions
- 3–8 months3–8 mo3.44%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo3.85%
- 31–60 months31–60 mo3.96%
- QualifiedQualified3.96%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Nebraska Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.96%APY · 7 terms
Must be 18 or older and a resident of Nebraska, Iowa, South Dakota or Kansas. Substantial penalty may be imposed for early withdrawal (except No Penalty certificate).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsCompounded quarterly. Substantial penalty may be imposed for early withdrawal | 3.44% | $171 |
| 12 monthsCompounded quarterly. Substantial penalty may be imposed for early withdrawal | 3.65% | $365 |
| 12 monthsNo Penalty. Compounded at quarterly | 3.44% | $344 |
| 18 monthsCompounded quarterly. Substantial penalty may be imposed for early withdrawal | 3.80% | $575 |
| 24 monthsCompounded quarterly. Substantial penalty may be imposed for early withdrawal | 3.85% | $785 |
| 36 monthsCompounded quarterly. Substantial penalty may be imposed for early withdrawal | 3.91% | $1,219 |
| 48 monthsCompounded quarterly. Substantial penalty may be imposed for early withdrawal | 3.91% | $1,658 |
| 60 monthsCompounded quarterly. Substantial penalty may be imposed for early withdrawal | 3.96% | $2,143 |
Sources (3)
- firstnebraska.bank/Personal/Products
- firstnebraska.bank/Personal/Products/Savings
- firstnebraska.bank/Rates
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Accounts
Up to 3.96%APY · 2 terms
Must be 18 or older and a resident of Nebraska, Iowa, South Dakota or Kansas. Substantial penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsCompounded quarterly. Substantial penalty may be imposed for early withdrawal | 3.80% | $575 |
| 60 monthsCompounded quarterly. Substantial penalty may be imposed for early withdrawal | 3.96% | $2,143 |
Sources (3)
- firstnebraska.bank/Personal/Products
- firstnebraska.bank/Personal/Products/Savings
- firstnebraska.bank/Rates
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.