Bank · FDIC insured
Regional Missouri Bank CD Rates
Regional Missouri Bank’s best CD rate is 4.42% APY on a 4-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Regional Missouri Bank’s CD rates compare
Compared with banks and credit unions near Moberly, MO, where Regional Missouri Bank has the most branches. $10,000, best rate first.
This bank’s best
Regional Missouri Bank
4.42%APY
- Term
- 48 months
- Minimum
- $100
- Earns on $10,000
- $1,889
Dream Fund CD
2nd-highest rate
Academy Bank
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
3rd-highest rate
United Credit Union
3.92%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $359
Regional Missouri Bank CD score
91
CD score
Higher than 92% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo4.16%
- 16–30 months16–30 mo3.91%
- 31–60 months31–60 mo4.42%
- QualifiedQualified4.42%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Regional Missouri Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Dream Fund CD
4.42%APY · 1 term
Fixed rate higher than standard savings. Additional deposits accepted. No setup or maintenance fees. Early withdrawal penalty for 4-year maturity is 365 days interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 48 monthsAPY assumes quarterly compounding of interest. Early withdrawal penalty for 4-year maturity is 365 days interest | 4.42% | $1,889 |
Certificates of Deposit (CDs)
Up to 4.16%APY · 6 terms
Fixed rate for initial term. Penalty for early withdrawal may apply; early withdrawal fees may reduce earnings and could reduce principal deposit. No setup or maintenance fees.
| Term | APY · $1,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsAPY assumes quarterly compounding of interest. Early withdrawal penalty for under 1-year maturity is 90 days interest | 3.55% | — | 3.55% | $176 |
| 6 monthsJumbo CD. APY assumes quarterly compounding of interest. Early withdrawal penalty for under 1-year maturity is 90 days interest | — | 3.70% | —3.70% from $50k | — |
| 12 monthsAPY assumes quarterly compounding of interest. Early withdrawal penalty for 1 to 3-year maturity is 180 days interest | 4.16% | — | 4.16% | $416 |
| 12 monthsJumbo CD. APY assumes quarterly compounding of interest. Early withdrawal penalty for 1 to 3-year maturity is 180 days interest | — | 4.32% | —4.32% from $50k | — |
| 24 monthsAPY assumes quarterly compounding of interest. Early withdrawal penalty for 1 to 3-year maturity is 180 days interest | 3.91% | — | 3.91% | $797 |
| 24 monthsJumbo CD. APY assumes quarterly compounding of interest. Early withdrawal penalty for 1 to 3-year maturity is 180 days interest | — | 4.06% | —4.06% from $50k | — |
| 36 monthsAPY assumes quarterly compounding of interest. Early withdrawal penalty for 1 to 3-year maturity is 180 days interest | 3.91% | — | 3.91% | $1,219 |
| 36 monthsJumbo CD. APY assumes quarterly compounding of interest. Early withdrawal penalty for 1 to 3-year maturity is 180 days interest | — | 4.06% | —4.06% from $50k | — |
| 48 months48 Month Jumbo Bump Up CD. The interest rate may change at the owner's discretion during the initial term of the investment. APY assumes quarterly compounding of interest. Early withdrawal penalty for 4-year maturity is 365 days interest | — | 4.22% | —4.22% from $50k | — |
| 48 monthsAPY assumes quarterly compounding of interest. Early withdrawal penalty for 4-year maturity is 365 days interest | 3.91% | — | 3.91% | $1,658 |
| 48 monthsJumbo CD. APY assumes quarterly compounding of interest. Early withdrawal penalty for 4-year maturity is 365 days interest | — | 4.06% | —4.06% from $50k | — |
| 60 monthsAPY assumes quarterly compounding of interest. Early withdrawal penalty for over 4-year maturity is 730 days interest | 4.06% | — | 4.06% | $2,202 |
| 60 monthsJumbo CD. APY assumes quarterly compounding of interest. Early withdrawal penalty for over 4-year maturity is 730 days interest | — | 4.16% | —4.16% from $50k | — |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.