Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 451–465 results
- Glendive BN FCUShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: All rates are reviewed monthly and can be changed at the board's directive.
Offer: All rates are reviewed monthly and can be changed at the board's directive.
4.00% interest rate · Effective Jul 9, 2026
Rate checked
More details - Tinker Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min · 3.83%–4.40% by balance
Credit union · Add a location to see nearby branches
3.99%APY$2,161 over 60 months on $10,000Requirements
Product: Earns monthly dividends based on actual daily balance and term. 10-day grace period after renewal. Deposits may not be made after opened until maturity. Early withdrawal penalty applies.
Offer: Early withdrawal penalty: 360 Days.
3.77% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and up 3.83% $10,000 and upYour amount 3.99% $25,000 and up 4.19% $50,000 and up 4.30% $99,000 and up 4.40% Rate checked
More details - Nashville Firemen’s Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.98%APY$2,155 over 60 months on $10,000Requirements
Product: Rates stated as APY. Certificate rates are set for the term of the account. $1,000 minimum balance required. Early withdrawal penalty applies.
Effective Oct 1, 2026
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More details - Directions Credit UnionCertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.97%APY$2,149 over 60 months on $10,000Requirements
Product: Automatic renewal at maturity. Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
3.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - Vantage Point Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.97%APY$2,149 over 60 months on $10,000Requirements
Product: Dividends are accrued and paid monthly. Dividends are declared by the Board of Directors each dividend period. Accounts closed prior to dividend posting forfeit all accrued dividends. Early withdrawal penalty applies (180 days interest).
3.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - Arkansas Best FCUShare CertificatesCD · 60 months · $500 min · 3.81%–4.13% by balance
Credit union · Add a location to see nearby branches
3.97%APY$2,149 over 60 months on $10,000Requirements
Product: Dividends are paid monthly. Early withdrawal penalties may apply. Membership with Arkansas Best Federal Credit Union is required for this offer. Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity.
3.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $999 3.81% $1,000 – $9,999 3.82% $10,000 – $19,999Your amount 3.97% $20,000 – $49,999 3.97% $50,000 – $99,999 4.13% $100,000 and up 4.13% Rate checked
More details - Lone Star Credit UnionCertificates of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.96%APY$2,143 over 60 months on $10,000Effective Oct 6, 2026
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More details - Phelps County BankCertificates of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.96%APY$2,143 over 60 months on $10,0003.90% interest rate · Effective Oct 1, 2026
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More details - First Nebraska BankCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.96%APY$2,143 over 60 months on $10,000Requirements
Product: Must be 18 or older and a resident of Nebraska, Iowa, South Dakota or Kansas. Substantial penalty may be imposed for early withdrawal (except No Penalty certificate).
Offer: Compounded quarterly. Substantial penalty may be imposed for early withdrawal.
3.90% interest rate · Compounded quarterly · Effective Oct 4, 2026
Rate checked
More details - Exchange Bank and Trust CompanyCertificate of DepositCD · 60 months · $1,000 min · 3.96%–4.06% by balance
Bank · Add a location to see nearby branches
3.96%APY$2,143 over 60 months on $10,000Requirements
Product: Certificates purchased are subject to interest penalties if withdrawn prior to maturity. Rates subject to change without notice.
3.90% interest rate · Effective Aug 4, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $24,999Your amount 3.96% $25,000 – $99,999 4.06% $100,000 and up 4.06% Rate checked
More details - 3.95%APY$2,137 over 60 months on $10,000
Requirements
Product: Minimum opening deposit is $1,000. Membership with TDECU required. Insured up to $250,000 by NCUA. Penalty for early withdrawal.
Offer: Base Rate for opening deposit $1,000.00 – $49,999.99. Bonus rates available for opening deposits $50,000+ (Base Rate + 0.15%) and $100,000+ (Base Rate + 0.25%).
3.88% interest rate · Balance cap $49,999.99
Rate checked
More details - Friends and Family Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.95%APY$2,137 over 60 months on $10,000with conditionsRequirements
Product: Rates categorized by Family Advantage Tiers (Platinum, Gold, Silver, Bronze) based on household loans, deposits, or investments with Friends and Family Credit Union. Dividends paid quarterly. $1,000 minimum deposit required to open.
Offer: Family Advantage Gold tier.
Qualified rate · 3.89% interest rate · Effective Oct 23, 2026
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More details - Southern Energy Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$2,137 over 60 months on $10,000Requirements
Product: Available to qualifying members. Minimum $500 deposit required to open a CD. Rates subject to change without notice. Interest is computed and compounded daily and posted quarterly and at maturity. At maturity, CD will automatically renew for another term at the then available APY. There is a penalty for early withdrawal. Grace period of 5 business days to withdraw a certificate after the automatic renewal date.
Compounded daily
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More details - Wescom FinancialShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$2,137 over 60 months on $10,000Requirements
Product: Rates as of 10/7/2026 in header; disclosure states accurate as of 08/04/2026. Minimum opening deposit and balance to obtain APY is $500.00. Additional bonus dividends available for Signature and Platinum Signature members.
Offer: Signature Member tier; 60 months.
3.87% interest rate
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More details - CommunityAmerica Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$2,137 over 60 months on $10,000Requirements
Product: Minimum deposit for a Share Certificate is $500, with the exception of the Saver Certificate which requires a minimum deposit of $50 to open. APY=Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. Certificate dividend is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal.
3.87% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank