Credit union · NCUA insured
Lone Star Credit Union CD Rates
Lone Star Credit Union’s best CD rate is 3.96% APY on a 5-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How Lone Star Credit Union’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where Lone Star Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lone Star Credit Union
3.96%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,143
Certificates of Deposit
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.96%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.55% | $355 |
| 36 months | 3.60% | $1,119 |
| 60 months | 3.96% | $2,143 |
Sources (2)
All captured Oct 6, 2026
Who can join Lone Star Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school within Collin or Ellis County are eligible for membership.
- Persons who live or work within the Texas counties of Delta, Hopkins, Hunt, Kaufman, Rains, or Rockwall are eligible for membership.
- Persons who live or work within a 10-mile radius of the Dallas branch are eligible for membership.
Employers and groups
- Employees of a business served by Lone Star Credit Union are eligible for membership.
Family and household
- Family members of individuals who are eligible for membership (or members) are eligible to join.
Cost to join
- A $25 opening deposit into a Savings account is required to become a member.
Membership information collected October 5, 2026.